DuPage County property record for 1112 Carmel Ct, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,884 sqft · built 1978 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $375,000 (Oct 2014) |
| Tax Bill | $12,390 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-408-022 |
| Primary APN | 07-14-408-022 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 3,768 sqft |
| 1st Floor Area | 1,884 sqft |
| Basement Area | 1,884 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 13.5 ft deep x 9.4 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1112 CARMEL CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WILL-O-WAY PARK UNIT 8 ALL |
| Legal Subdivision | WILL-O-WAY PARK |
| Legal Lot Number | 138 |
| Legal Unit | 8 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 846504 |
Source: DuPage County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1112 CARMEL CT, NAPERVILLE, IL 60540-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 2, 2014 · Amount on Record |
| Deed Sale | Oct 2, 2014 · Amount on Record |
| Deed Document Number | 201490558 |
| Last Transfer Date | Apr 20, 2015 |
| Transfer Doc | 0000047931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1112 CARMEL CT, NAPERVILLE, IL 60540-4105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000166079 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | R2021-166079 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1112 CARMEL CT, NAPERVILLE, IL 60540-4105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041631 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | R2021-041631 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1112 CARMEL CT, NAPERVILLE, IL 60540-4105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000090214 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | R2017-090214 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1112 CARMEL CT, NAPERVILLE, IL 60540-4105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000146935 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | R2020-146935 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 1, 2050 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,390.00 (+18.38%) | $223,062 (+31.14%) Land $85,595 Building $137,467 | $669,186 (+31.14%) Land $256,785 Building $412,401 |
| 2022 | $10,466.00 Homeowner's exemption | $170,090 Land $64,830 Building $105,260 | $510,270 Land $194,490 Building $315,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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