Bay County property record for 11115 Front Beach Rd, Panama City Beach, FL 32407
| Property Type | Condominium |
|---|---|
| Lot Size | 0.553 acres (24,114 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 34809-700-000 |
| Primary APN | 34809-700-000 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 24,114 sqft (0.553 acres) |
| Street Address | 11115 FRONT BEACH RD |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-3529 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 35-3S-16W-141-21A CASA BLANCA RESORT CONDOMINIUM OUT OF 34805-010 ENDING RE# 34809-735-000 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | CASA BLANCA CONDO (TIMESHARE) |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2713 |
11115 Front Beach Rd, a condominium, is owned by a company that acquired it in November 2022.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 8, 2022 |
| Transfer Doc | 0000084260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 20, 2022 |
| Property Address | 11115 FRONT BEACH RD, PANAMA CITY BEACH, FL 32407-3529 |
| Document Number | 0045530512 |
| Book / Page | 4553 / 512 |
| Map Reference | MB 887 PG 656 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022029548 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3071 PINE FOREST RD, CANTONMENT, FL 32533-6539 |
| Name | Verified Name |
|---|---|
| Address | 4358 DELL RD APT H, H, LANSING, MI 48911-8143 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $2 Land $1 Building $1 | $2 Land $1 Building $1 |
| 2023 | $2 Land $1 Building $1 | $2 Land $1 Building $1 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11115 Front Beach Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 259 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,361 units insured incl. 2,102 condo units |
| Nearby Flood Claims | 63 (1991–2022) |
| Claims Outside the SFHA | 8 of 63 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11115 Front Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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