11115 E 25th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11115 E 25th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,932 sqft · built 1971
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Mar 2019)
Tax Bill	$5,799 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45283.2605`

Property Details

APN / Parcel Number

Primary APN	`45283.2605`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	3,618 sqft
1st Floor Area	1,098 sqft
2nd Floor Area	1,134 sqft
Basement Area	810 sqft
Finished Basement	700 sqft
Unfinished Basement	110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	90 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11115 E 25TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	KOKOMO TWNSITE L15-16 B26
Legal Range	44E
Legal Township	25N
Legal Section	28
Legal Subdivision	KOKOMO TWNSITE
Legal Block	26
Legal Lot Number	15-16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	12802

Owner

11115 E 25th Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2017	Warranty Deed, Transfer · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	20196788365
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651

Mortgage

Document Number	0007105962
Date	Jul 27, 2021
Instrument	7105962

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99208

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANGUARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006982893
Date	Oct 19, 2020
Instrument	6982893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 15, 2019
Property Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651
Document Number	0006788365
Map Reference	VOL J PG 50
Instrument Date	Mar 12, 2019
Instrument	6788365
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,233.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651

Mortgage

Document Number	0006788366
Date	Mar 15, 2019
Instrument	6788366

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 10, 2017
Property Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651
Document Number	0006592036
Map Reference	VOL J PG50
Instrument Date	Apr 4, 2017
Instrument	6592036
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,238.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11115 E 25TH AVE, SPOKANE VALLEY, WA 99206-5651

Mortgage

Document Number	0006592037
Date	Apr 10, 2017
Instrument	6592037

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 11115 E 25th Ave was $5,799, up 5.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,799.00 (+5.3%)	$515,500 Land $120,000 Building $395,500	$515,500 Land $120,000 Building $395,500
2025	$5,507.00
2024		$467,800 (+22.56%) Land $75,000 Building $392,800	$467,800 (+22.56%) Land $75,000 Building $392,800
2023	$4,746.00 (+0.25%)	$381,700 Land $55,000 Building $326,700	$381,700 Land $55,000 Building $326,700
2022	$4,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11115 E 25th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11115 E 25th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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