11114 Eugene Ave, Fulton, MD 20759 Property Records

Howard County property record for 11114 Eugene Ave, Fulton, MD 20759

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,983 sqft · built 2020
Lot Size	0.172 acres (7,514 sqft)
Owner	2 Individual Names on File
Last Sale	$1,060,984 (Aug 2020)
Tax Bill	$18,058 (2026)
Deeds & Mortgages	May 2024 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-601014`

Property Details

APN / Parcel Number

Primary APN	`05-601014`
Alternative APN	`601014`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,983 sqft Total Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,514 sqft (0.172 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	601014
Street Address	11114 EUGENE AVE
City	FULTON
State	MD
Zip	20759-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD 3
Legal Description	LOT 174 7,514 SQ' 11114 EUGENE AVE MAPLE LAWN SOUTH PH. 1 S
Legal Lot Number	174
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3025
Census Tract	605105

Owner

11114 Eugene Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11114 EUGENE AVE, FULTON, MD 20759-2219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 31, 2020	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
May 4, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Book / Page	19667 / 113
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11114 EUGENE AVE, FULTON, MD 20759-2219
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11114 EUGENE AVE, FULTON, MD 20759-2219

Mortgage

Document Number	0223460027
Date	May 10, 2024
Book Page	22346/27

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 31, 2020
Property Address	11114 EUGENE AVE, FULTON, MD 20759-2219
Document Number	0196670113
Book / Page	19667 / 113
Map Reference	PL 24658-24665
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,567.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11114 EUGENE AVE, FULTON, MD 20759-2219

Mortgage

Document Number	0019667118
Date	Aug 31, 2020
Instrument	19667/118

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	May 4, 2020
Property Address	11114 EUGENE AVE, FULTON, MD 20759-2219
Document Number	0193400112
Book / Page	019340 / 000112
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$830.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3701 PENDER DR #300 FAIRFAX VA 220307471, 300, FAIRFAX, VA 22030-7471
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 11114 Eugene Ave was $18,058, up 7.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,058.00 (+7.68%)	$1,285,433 (+7.53%)	$1,465,500 (+22.59%) Land $581,300 Building $884,200
2025	$16,770.00	$1,195,400 Land $416,300 Building $779,100	$1,195,400 Land $416,300 Building $779,100
2023		$1,051,867	$1,195,400 Land $416,300 Building $779,100
2022	$11,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11114 Eugene Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11114 Eugene Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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