1113 BUGENHAGEN DR ORLANDO FL 32832, ORLANDO, FL 32832
Mortgage
Document Number
46051
Date
Jan 26, 2021
Instrument
46051
Lender
Name
BETTER MTG CORP ISAOA
Address
NEW YORK, NY 10271
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 25, 2051
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ORANGE FL
Property Address
11113 BUGENHAGEN DR, ORLANDO, FL 32832-7031
Document Number
0000656967
Instrument Date
Oct 9, 2019
Transaction Type
Mortgage
Record Updated
Nov 6, 2019
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
11113 BUGENHAGEN DR ORLANDO FL 328327031, ORLANDO, FL 32832-7031
Mortgage
Document Number
0000656967
Date
Oct 21, 2019
Instrument
656967
Lender
Name
AMERICAN FIN'L NTWK INC
Address
BREA, CA 92821
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 20, 2049
June 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ORANGE FL
Recording Date
Jun 23, 2017
Property Address
11113 BUGENHAGEN DR, ORLANDO, FL 32832-7031
Document Number
0000350357
Instrument Date
Jun 21, 2017
Instrument
350357
Transaction Type
Transfer
Record Updated
Aug 29, 2019
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$4,200.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
11113 BUGENHAGEN DR ORLANDO FL 328327031, ORLANDO, FL 32832-7031
Mortgage
Document Number
350358
Date
Jun 23, 2017
Instrument
350358
Lender
Name
AMERICAN FIN'L NETWORK
Type
Funding / Finance Company
Address
BREA, CA 92821
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jun 22, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 11113 Bugenhagen Dr was $13,549, up 3.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
Property Jurisdictions
Type
Name
State
Florida
County
Orange County
Unified School District
Orange County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$874,770 (+2.27%)Land $170,000Building $704,770
$874,770 (-1.4%)Land $170,000Building $704,770
2025
$13,549.00 (+3.59%)Homeowner's exemption
$855,317
$887,160Land $170,000Building $717,160
2024
$13,079.00 (+7.29%)
2023
$12,190.00 (+51.75%)Homeowner's exemption
$807,002 (+49.58%)Land $170,000Building $637,002
$807,002 (+25.68%)Land $170,000Building $637,002
2022
$8,033.00Homeowner's exemption
$539,520
$642,098Land $100,000Building $542,098
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 11113 Bugenhagen Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 48 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
48 in force
Nearby Flood Claims
1 (2022)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Sep 2022 · Hurricane Ian
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 11113 Bugenhagen Dr is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 82% of the US · above 72% of Florida
Wildfire Likelihood
0.7% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source
Groundwater
Last State Inspection
May 2024
Lead
2 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025