St. Louis County property record for 11111 Bernice Ave, Saint Ann, MO 63074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,136 sqft · built 1955 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2023) |
| Tax Bill | $3,699 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13M-53-0264 |
| Primary APN | 13M-53-0264 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 123 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11111 BERNICE AVE |
|---|---|
| City | SAINT ANN |
| State | MO |
| Zip | 63074-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 72R1 |
| Legal Description | BERKLEY GARDEN HOMESITES LOTS 5 & 6 |
| Legal Subdivision | BERKLEY GARDEN HOMESITES |
| Legal Block | 10 |
| Legal Lot Number | 5,6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | AIRPORT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 214800 |
11111 Bernice Ave is owned and occupied by an individual who bought it in October 2023.
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 3, 2021 | Deed of Trust, Mortgage · Construction Mortgage FCB BANKS |
| Feb 1, 2021 | Warranty Deed, Construction Loan · Construction Mortgage FCB BANKS |
| Jun 4, 2019 | Warranty Deed, Construction Loan · Construction Mortgage TVC FNDG II LLC |
| Apr 23, 2019 | Quit Claim Deed, Transfer ARCH CITY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on File |
| Deed Sale | Oct 31, 2023 · Amount on File |
| Prior Sale | Feb 1, 2021 · Amount on File |
| Deed Document Number | 20231031482 |
| Prior Transfer Date | Jul 5, 2006 |
| Prior Transfer Doc | 0172202460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Document Number | 2025120300075 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025120300075 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 31, 2023 |
| Property Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Document Number | 2023103100482 |
| Map Reference | MB 18 PG 46 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023103100482 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | TRUE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 LAUREL OAKS CT, LAKE SAINT LOUIS, MO 63367-2128 |
| Name | Verified Name |
|---|---|
| Address | 1111 BERNICE AVENUE, SAINT ANN, MO 63074 |
| Document Number | 2023103100483 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023103100483 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Document Number | 0253342261 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 25334/2261 |
| Instrument | 2022012000362 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 9448 MINERVA AVE, SAINT LOUIS, MO 63114-3910 |
| Document Number | 0249023660 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 24902/3660 |
| Instrument | 2021060300697 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63128 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 1, 2021 |
| Property Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Document Number | 0246244508 |
| Book / Page | 24624 / 4508 |
| Map Reference | MB 18 PG 46 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2021020100557 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 28, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Document Number | 2021020100558 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021020100558 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 4, 2019 |
| Property Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Document Number | 0235520320 |
| Book / Page | 023552 / 000320 |
| Instrument Date | May 30, 2019 |
| Instrument | 59 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 16, 2019 |
| Title Company | ARCH CITY TITLE (CM) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1670 BELLEAU WOOD DR ST PETERS MO 633764564, ST PETERS, MO 63376-4564 |
| Document Number | 235520323 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 023552/000323 |
| Instrument | 60 |
| Name | TVC FNDG II LLC |
|---|---|
| Address | BETHESDA, MD 20814 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 3, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 23, 2019 |
| Property Address | 11111 BERNICE AVE, SAINT ANN, MO 63074-2116 |
| Document Number | 0234940374 |
| Book / Page | 023494 / 000374 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 95 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | ARCH CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1670 BELLEAU WOOD DR ST PETERS MO 633764564, ST PETERS, MO 63376-4564 |
The 2025 property tax bill for 11111 Bernice Ave was $3,699, up 18.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | St. Ann City |
| Unified School District | Pattonville R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,920 (-) Land $6,460 Building $33,460 | $210,100 (-) Land $34,000 Building $176,100 | |
| 2025 | $3,699.00 (+18.37%) | $39,920 Land $6,460 Building $33,460 | $210,100 Land $34,000 Building $176,100 |
| 2024 | $3,125.00 (+1.23%) | ||
| 2023 | $3,087.00 (+18.59%) | $33,970 (+25.21%) Land $6,460 Building $27,510 | $178,800 Land $34,000 Building $144,800 |
| 2022 | $2,603.00 | $27,130 Land $5,740 Building $21,390 | |
| 2021 | $142,800 Land $30,200 Building $112,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11111 Bernice Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Oct 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11111 Bernice Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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