11111 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 11111 Baldwin Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Lot Size	7.38 acres (321,473 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2016)
Tax Bill	$1,060 (2024)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone A (high risk)
APN	`10-32-200-015`

Property Details

APN / Parcel Number

Primary APN	`10-32-200-015`

Exterior

Lot Area	321,473 sqft (7.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1032200015
Street Address	11111 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	A PARCEL OF LAND BEG S 88 DEG 59 MIN 04 SEC W 960 FT FROM NE COR OF SEC TH CONT S 88 DEG 59 MIN 04 SEC W 370.3 FT TH S 1 DEG
Legal Range	05E
Legal Township	06N
Legal Section	32
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2031
Census Tract	12801

Owner

Source: Genesee County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12335 MARGARET DR, FENTON, MI 48430-8850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 6, 2016 · Amount on Record
Deed Sale	Sep 6, 2016 · Amount on Record
Deed Document Number	201609060062895
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11111 BALDWIN RD, GAINES, MI 48436-9755
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073752
Date	Nov 29, 2022
Instrument	202211290073752

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	11.6%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,500 (+32.4%)	$85,000 (+32.4%)
2024	$1,060.00 (+29.43%)
2023		$32,100	$64,200
2019	$819.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30