11110 Guard Ln, North Bend, OH 45052 Property Records

Hamilton County property record for 11110 Guard Ln, North Bend, OH 45052

Property Summary

Property Type	Single Family Home
Details	built 1997
Lot Size	2.95 acres (128,676 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Mar 2017)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`630-0290-0091-00`

Property Details

APN / Parcel Number

Primary APN	`630-0290-0091-00`

Exterior

Year Built	Built 1997
Lot Area	128,676 sqft (2.95 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	11110 GUARD LN
City	NORTH BEND
State	OH
Zip	45052-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS GUARDS LN 2.954 ACS R1E-T1-S19
Jurisdiction	HAMILTON OH
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1031
Census Tract	26102

Owner

11110 Guard Ln is owned by an individual who bought it in March 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 103, NORTH BEND, OH 45052-0103
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit CIVISTA BK
Mar 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2017 · Amount on File
Deed Sale	Mar 21, 2017 · Amount on File
Prior Sale	Apr 4, 2012
Deed Document Number	17-0024804
Deed Book / Page	013378 / 000391
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11110 GUARD LN, NORTH BEND, OH 45052-9412
Document Number	0000007095
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 DOERIDGE DR ERLANGER KY 410182968, ERLANGER, KY 41018-2968

Mortgage

Document Number	0000007095
Date	Jan 22, 2020
Book Page	014088/000643
Instrument	7095

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 21, 2017
Property Address	11110 GUARD LN, NORTH BEND, OH 45052-9412
Document Number	0000024804
Book / Page	013378 / 000391
Instrument Date	Mar 10, 2017
Instrument	24804
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$165.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 103 NORTH BEND OH 450520103, NORTH BEND, OH 45052-0103

Tax Assessment & Valuation

The 2025 property tax bill for 11110 Guard Ln was $2,415, down 3.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Whitewater Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (-3.82%)	$48,790 (-) Land $30,345 Building $18,445
2024	$2,511.00 (+6.26%)	$48,790 (-) Land $30,345 Building $18,445
2023	$2,363.00 (+52.94%)	$48,790 (+78.35%) Land $30,345 Building $18,445	$139,400 Land $86,700 Building $52,700
2022	$1,545.00	$27,356 Land $11,963 Building $15,393
2020			$78,160 Land $34,180 Building $43,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11110 Guard Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1990–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides, Aug 2026 · 5 claims Severe Storms And Flooding, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11110 Guard Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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