11110 E Gertrude Dr, Spokane, WA 99206 Property Records

Spokane County property record for 11110 E Gertrude Dr, Spokane, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,021 sqft · built 2010
Lot Size	0.45 acres (19,614 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Apr 2017)
Tax Bill	$6,880 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44042.2601`

Property Details

APN / Parcel Number

Primary APN	`44042.2601`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,021 sqft Living Area
Gross Area	3,807 sqft
1st Floor Area	1,521 sqft
Basement Area	1,521 sqft
Finished Basement	1,500 sqft
Unfinished Basement	21 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,614 sqft (0.45 acres)
Garage Type	Attached
Garage Area	765 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	89 sqft
Patio Area	130 sqft
Canopy	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11110 E GERTRUDE DR
City	SPOKANE
State	WA
Zip	99206-8421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	MICA VIEW ESTATES PUD LT 1 BLK 1
Legal Range	44E
Legal Township	24N
Legal Section	04
Legal Subdivision	MICA VIEW ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3033
Census Tract	12401

Owner

11110 E Gertrude Dr is owned by two individuals who bought it in April 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11212 E 24TH AVE, SPOKANE VALLEY, WA 99206-2324
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 18, 2017	Warranty Deed, Transfer · VA Mortgage PRIME ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on File
Deed Sale	Apr 18, 2017 · Amount on File
Prior Sale	Nov 14, 2011 · Amount on File
Deed Document Number	20176595976
Prior Transfer Date	Dec 29, 2009
Prior Transfer Doc	0005863565
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11110 E GERTRUDE DR, SPOKANE, WA 99206-8421
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	VANGUARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006963519
Date	Sep 2, 2020
Instrument	6963519

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11110 E GERTRUDE DR, SPOKANE, WA 99206-8421
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006962042
Date	Aug 31, 2020
Instrument	6962042

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 18, 2017
Property Address	11110 E GERTRUDE DR, SPOKANE, WA 99206-8421
Document Number	0006595976
Map Reference	VOL31 PG46-51
Instrument Date	Apr 11, 2017
Instrument	6595976
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE OF SPOKANE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,657.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11110 E GERTRUDE DR, SPOKANE VALLEY, WA 99206-8421

Mortgage

Document Number	0006595977
Date	Apr 18, 2017
Instrument	6595977

Lender

Name	PRIME ONE MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 11110 E Gertrude Dr was $6,880, up 3.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,880.00 (+3.4%)	$631,900 Land $110,000 Building $521,900	$631,900 Land $110,000 Building $521,900
2025	$6,654.00
2024		$696,900 (+14.08%) Land $100,000 Building $596,900	$696,900 (+14.08%) Land $100,000 Building $596,900
2023	$6,399.00 (-7.41%)	$610,900 Land $97,000 Building $513,900	$610,900 Land $97,000 Building $513,900
2022	$6,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11110 E Gertrude Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11110 E Gertrude Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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