1111 Troy St, Dayton, OH 45404 Property Records

Montgomery County property record for 1111 Troy St, Dayton, OH 45404

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	3 bd · 1 ba · 2,208 sqft · built 1963
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (May 2022)
Tax Bill	$5,295 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 05708 0017`

Property Details

APN / Parcel Number

Primary APN	`R72 05708 0017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Units	4 Units
Stories	1 Story
Building Area	2,208 sqft Total Area
1st Floor Area	2,208 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	6,534 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1111 TROY ST
City	DAYTON
State	OH
Zip	45404-2743
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	7-1-5
Legal Lot Number	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1020
Census Tract	1802

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3766 GUNDRY AVE, LONG BEACH, CA 90807-4212
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Survivorship Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Sep 21, 2017	Grant Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	2022-00034166
Record Updated	Jun 8, 2026

May 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 26, 2022
Property Address	1111 TROY ST, DAYTON, OH 45404-2743
Document Number	0000034166
Instrument Date	Apr 29, 2022
Instrument	2022-00034166
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3766 GUNDRY AVE, LONG BEACH, CA 90807-4212

Mortgage

Document Number	0000034167
Date	May 26, 2022
Instrument	2022-00034167

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1111 TROY ST, DAYTON, OH 45404-2743
Document Number	0000003190
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	PARTNERS LAND TITLE AGENCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6305 MONADNOCK WAY OAKLAND CA 946051713, OAKLAND, CA 94605-1713

Mortgage

Document Number	0000003190
Date	Jan 17, 2018
Instrument	3190

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 21, 2017
Property Address	1111 TROY ST, DAYTON, OH 45404-2743
Document Number	0000055856
Instrument Date	Sep 6, 2017
Instrument	55856
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6305 MONADNOCK WAY OAKLAND CA 946051713, OAKLAND, CA 94605-1713

Mortgage

Document Number	55857
Date	Sep 21, 2017
Instrument	55857

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2018

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,450 (-) Land $7,000 Building $44,450
2024	$5,295.00 (+5.25%)
2023	$5,031.00 (+29.43%)	$51,450 (+47%) Land $7,000 Building $44,450	$147,000 (+47%) Land $19,990 Building $127,010
2022	$3,887.00	$35,000 Land $4,760 Building $30,240
2020			$100,000 Land $13,600 Building $86,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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