1111 River Rd, Apt D03, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1111 River Rd, Apt D03, Edgewater, NJ 07020

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	2.69 acres (117,379 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Mortgage + 10 more
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-02`

Exterior

Lot Area	117,379 sqft (2.69 acres)

Location & Zoning

Street Address	CONDO
City	EDGEWATER
State	NJ
Zip	07020
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	COMMON ELEMENT
Legal Subdivision	THE WATERS EBB I CONDOMINIUM
Legal Block	33
Legal Lot Number	1.02
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	CONDO, EDGEWATER
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Aug 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Dec 4, 2024	Intrafamily Transfer, Transfer
Sep 17, 2024	Intrafamily Transfer, Transfer
May 10, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2023	Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Jul 28, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 2, 2021
Transfer Doc	0042620824
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 RIVER RD A10, A10, EDGEWATER, NJ 07020-1324

Mortgage

Document Number	0056280181
Date	Oct 22, 2025
Book Page	5628/181
Instrument	2025072062

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041080018
Date	Apr 27, 2021
Book Page	4108/18
Instrument	21-065605

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042801512
Date	Jul 20, 2021
Book Page	4280/1512
Instrument	2021116110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 RIVER RD, EDGEWATER, NJ 07020-1335

Mortgage

Document Number	0051941905
Date	Mar 18, 2024
Book Page	5194/1905
Instrument	2024014415

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051991327
Date	Mar 22, 2024
Book Page	5199/1327
Instrument	2024015987

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RIVER RD 210, 210, EDGEWATER, NJ 07020-1359
Investor	Possibly a Property Investor

Mortgage

Document Number	0055690969
Date	Aug 7, 2025
Book Page	5569/969
Instrument	2025054013

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2040

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Dec 4, 2024
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Document Number	0053770500
Book / Page	5377 / 500
Instrument Date	Nov 12, 2024
Instrument	2024072135
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 CARDINAL PL, PARAMUS, NJ 07652-1863

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	327 CARDINAL PL, PARAMUS, NJ 07652-1863

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Sep 17, 2024
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Document Number	0053231081
Book / Page	5323 / 1081
Instrument Date	Aug 27, 2024
Instrument	2024055524
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 LONGHOUSE DR, HEWITT, NJ 07421-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LONGHOUSE DR, HEWITT, NJ 07421-1311

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 10, 2023
Property Address	1111 RIVER RD, EDGEWATER, NJ 07020-1335
Document Number	0049901230
Book / Page	4990 / 1230
Instrument Date	May 3, 2023
Instrument	2023031338
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,821.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 BRINKERHOFF TER, PALISADES PARK, NJ 07650-1138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 RIVER RD APT C27, C27, EDGEWATER, NJ 07020-1323

Mortgage

Document Number	2023031339
Date	May 10, 2023
Instrument	2023031339

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 21, 2023
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Document Number	0049551625
Book / Page	4955 / 1625
Instrument Date	Nov 1, 2022
Instrument	2023020081
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,013.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	579 WESTWOOD AVE, RIVER VALE, NJ 07675-5548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 RIVER RD APT B24, B24, EDGEWATER, NJ 07020-1321
Investor	Possibly a Property Investor

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 28, 2021
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Document Number	0042981882
Book / Page	4298 / 1882
Instrument Date	Jun 30, 2021
Instrument	2021121188
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	BRIDGEVIEW ABSTRACT, BRIDGEVIEW ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12-05 PLAZA RD, FAIR LAWN, NJ 07410-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 RIVER RD APT D1, D1, EDGEWATER, NJ 07020-1387

Mortgage

Document Number	2021121189
Date	Jul 28, 2021
Instrument	2021121189

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jul 9, 2021
Property Address	1111 RIVER RD APT D03, D03, EDGEWATER, NJ 07020-1368
Document Number	0042620824
Book / Page	4262 / 824
Instrument Date	Jun 2, 2021
Instrument	2021110642
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	500 E 85TH ST APT 10B, 10B, NEW YORK, NY 10028-7407

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill
2023	Additional exemption filed
2022	Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures