1111 N Elms Rd, Flint, MI 48532 Property Records

Genesee County property record for 1111 N Elms Rd, Flint, MI 48532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,544 sqft · built 2018
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Sep 2017)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-400-007`

Property Details

APN / Parcel Number

Primary APN	`04-12-400-007`

Interior

Full Baths	2 Baths
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Basement Area	1,544 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	439,956 sqft (10.1 acres)
Lot Width	440 ft Width
Garage Area	1,801 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1111 N ELMS RD
City	FLINT
State	MI
Zip	48532-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS,SING
Legal Description	A PARCEL OF LAND BEG N 1 DEG 01 MIN 14 SEC W 878.65 FT FROM SE COR OF SEC TH N 1 DEG 01 MIN 14 SEC W 440 FT TH N 88 DEG 46
Legal Range	05E
Legal Township	07N
Legal Section	12
Jurisdiction	GENESEE MI
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2001
Census Tract	12704

Owner

1111 N Elms Rd is owned and occupied by an individual who bought it in September 2017.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1111 N ELMS RD, FLINT, MI 48532-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Feb 1, 2019	Loan Modification, Mortgage CHEMICAL BK
Dec 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CHEMICAL BK
Sep 28, 2017	Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Deed Document Number	201762499
Prior Transfer Date	Aug 6, 2004
Prior Transfer Doc	0000089897
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1111 N ELMS RD, FLINT, MI 48532-2026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039024
Date	Jun 10, 2020
Instrument	202006100039024

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	1111 N ELMS RD, FLINT, MI 48532-2026
Document Number	0000062275
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1111 N ELMS RD FLINT MI 485322026, FLINT, MI 48532-2026

Mortgage

Document Number	0000062275
Date	Sep 26, 2019
Instrument	62275

Lender

Name	CHEMICAL BK
Type	Bank
Address	TROY, MI 48084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 6, 2017
Property Address	1111 N ELMS RD, FLINT, MI 48532-2026
Instrument Date	Dec 5, 2017
Instrument	75605
Transaction Type	Construction Loan
Record Updated	Dec 12, 2017
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12413 BALDWIN RD GAINES MI 484369702, GAINES, MI 48436-9702

Mortgage

Document Number	0000075605
Date	Dec 6, 2017
Instrument	75605

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 28, 2017
Property Address	1111 N ELMS RD, FLINT, MI 48532-2026
Document Number	0000062499
Instrument Date	Aug 31, 2017
Instrument	62499
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12413 BALDWIN RD GAINES MI 484369702, GAINES, MI 48436-9702

Mortgage

Document Number	59854
Date	Sep 28, 2017
Instrument	59854

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1111 N Elms Rd was $4,872 with a homeowner's exemption, up 3.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Clayton Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,900 (+3.97%)	$387,800 (+3.97%)
2025	$4,872.00 (+3.22%) Homeowner's exemption	$186,500	$373,000
2024	$4,720.00
2023		$160,400	$320,800
2021	$4,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1111 N Elms Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 N Elms Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, WOW Internet, Cable & Phone.

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