1111 Millcreek Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1111 Millcreek Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,333 sqft · built 1996
Lot Size	0.302 acres (13,192 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Jul 1996)
Deeds & Mortgages	Sep 2018 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-32-178-002`

Property Details

APN / Parcel Number

Primary APN	`19-32-178-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,333 sqft
Gross Area	2,666 sqft
1st Floor Area	1,333 sqft

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	13,192 sqft (0.302 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1111 MILLCREEK LN
City	ALGONQUIN
State	IL
Zip	60102-5970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 96R033959 LT 81 DAWSON MILL SUB
Legal Range	08E
Legal Township	43N
Legal Section	32
Legal Subdivision	DAWSON MILL
Legal Block	178
Legal Lot Number	81
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871206

Owner

1111 Millcreek Ln is owned and occupied by an individual who bought it in July 1996.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	1111 MILLCREEK LN, ALGONQUIN, IL 60102-5970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALGONQUIN STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1996 · Amount on File
Deed Sale	Jul 1, 1996 · Amount on File
Deed Document Number	96R-033959
Record Updated	Jun 7, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1111 MILLCREEK LN, ALGONQUIN, IL 60102-5970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031247
Date	Sep 11, 2018
Instrument	2018R0031247

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 7, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1111 MILLCREEK LN, ALGONQUIN, IL 60102-5970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026284
Date	Jul 14, 2020
Instrument	2020R0026284

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank
Address	ALGONQUIN, IL 60102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$92,632 Land $27,424 Building $65,208	$277,896 Land $82,272 Building $195,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1111 Millcreek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 Millcreek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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