St. Joseph County property record for 1111 Millard Ct, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1953 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Jan 2024) |
| Tax Bill | $3,242 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-340-012-00 |
| Primary APN | 051-340-012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 922 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 87.4 ft deep x 155 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1111 MILLARD CT |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOTS 11 & 12 MILLARD COURT ADDITION SEC 13 T6S R12W. CITY OF THREE RIVERS. EST 0.31 A+/-. (COMB W/ 051-340-011-00 DEC/15) |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 13 |
| Legal Subdivision | MILLARD COURT ADDITION |
| Legal Lot Number | 11-12 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 40300 |
Source: St. Joseph County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 25, 2024 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 1, 2019 | Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU |
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OMNI COMMUNITY CU |
| Jan 10, 2019 | Intrafamily Transfer, Transfer |
| Jan 10, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Prior Sale | Jan 12, 2012 · Amount on Record |
| Deed Document Number | 2024510 |
| Prior Transfer Date | Jan 5, 2012 |
| Prior Transfer Doc | 01639/0302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 1, 2026 |
| Property Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Document Number | 0000007876 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20267876 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Document Number | 0000007876, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20267876 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Feb 1, 2054 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 25, 2024 |
| Property Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Document Number | 2024000510 |
| Map Reference | LB 2 PG 87 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024000510 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 S KALAMAZOO ST, THREE RIVERS, MI 49093 |
| Name | Verified Name |
|---|---|
| Address | 55675 SEEKIE RD, THREE RIVERS, MI 49093-8047 |
| Document Number | 2024000511 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024000511 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01949/0799 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 1949/0799 |
| Name | OMNI COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Document Number | 2022001141 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022001141 |
| Name | OMNI COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49015 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 10, 2019 |
| Property Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Document Number | 01945/0082 |
| Book / Page | 1945 / 0082 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 MILLARD CT, 1111, THREE RIVERS, MI 49093-9807 |
| Name | Verified Name |
|---|---|
| Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 10, 2019 |
| Property Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
| Document Number | 1945/0082 |
| Book / Page | 1945 / 0082 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 MILLARD CT, 1111, THREE RIVERS, MI 49093-9807 |
| Name | Verified Name |
|---|---|
| Address | 1111 MILLARD CT, THREE RIVERS, MI 49093-9807 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,100 (+2.24%) Land $7,800 Building $65,300 | $146,200 (+2.24%) Land $15,600 Building $130,600 | |
| 2025 | $3,242.00 (+109.3%) Homeowner's exemption | $71,500 (+48.03%) Land $7,500 Building $64,000 | $143,000 (+48.03%) Land $15,000 Building $128,000 |
| 2023 | $48,300 Land $6,200 Building $42,100 | $96,600 Land $12,400 Building $84,200 | |
| 2022 | $1,549.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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