Bourbon County property record for 1111 Karla Dr, Paris, KY 40361
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,830 sqft · built 1991 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Sep 2025) |
| Tax Bill | $1,938 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Dec 2007 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-90-02-023.00 |
| Primary APN | 027-90-02-023.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Combination |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1111 KARLA DR |
|---|---|
| City | PARIS |
| State | KY |
| Zip | 40361-9129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L - 1111 KARLA DR - L #84 |
| Legal Subdivision | SOUTHERN HILLS |
| Legal Lot Number | 84 |
| Legal Unit | 1B |
| Jurisdiction | BOURBON KY |
| Township / Civil Division | PARIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30300 |
1111 Karla Dr is owned and occupied by two individuals who acquired it in June 2026.
Source: Bourbon County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 28, 2007 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Dec 29, 2010 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Dec 29, 2010 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Dec 28, 2007 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jun 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Sep 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on File |
| Deed Sale | Sep 9, 2025 · Amount on File |
| Deed Document Number | 20251003437 |
| Deed Book / Page | 334 / 667 |
| Last Transfer Date | Jun 5, 2026 |
| Transfer Doc | 0001012549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Document Number | 000741/489 |
|---|---|
| Date | Nov 15, 2024 |
| Book Page | 741/489 |
| Instrument | 995224 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 46263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000472/296 |
|---|---|
| Date | Dec 28, 2007 |
| Book Page | 472/296 |
| Instrument | 85210 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000520/255 |
|---|---|
| Date | Dec 29, 2010 |
| Book Page | 520/255 |
| Instrument | 099917 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000520/271 |
|---|---|
| Date | Dec 29, 2010 |
| Book Page | 520/271 |
| Instrument | 099918 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | JARREAU, LA 70749 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 28, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000472/312 |
|---|---|
| Date | Dec 28, 2007 |
| Book Page | 472/312 |
| Instrument | 85211 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 21, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000656/16 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 656/16 |
| Instrument | 786697 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Jun 24, 2026 |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Document Number | 0001012549 |
| Book / Page | 337 / 709 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20261012549 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Document Number | 0001012549, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 770/348 |
| Instrument | 20261012549 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Sep 9, 2025 |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Document Number | 000334/667 |
| Book / Page | 334 / 667 |
| Map Reference | CAB B SL 28 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 1003437 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2839 CHALET KNOLLS LN, KATY, TX 77494-0636 |
| Name | Verified Name |
|---|---|
| Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Document Number | 000755/171 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 755/171 |
| Instrument | 1003438 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Max Rate | 13.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 1111 KARLA DR, PARIS, KY 40361-9129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 656/16 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 656/16 |
| Instrument | 786697 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 1111 Karla Dr was $1,938 with a homeowner's exemption.
Source: Bourbon County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bourbon County |
| Unified School District | Bourbon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,938.00 Homeowner's exemption | $275,000 Land $40,000 Building $235,000 | $275,000 Land $40,000 Building $235,000 |
| 2023 | $1,598.00 Homeowner's exemption | $229,000 Land $25,000 Building $204,000 | $229,000 Land $25,000 Building $204,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1111 Karla Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2015) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1111 Karla Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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