Mecklenburg County property record for 1111 Jensen St, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,179 sqft · built 1951 |
| Lot Size | 0.194 acres (8,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Jul 2017) |
| Tax Bill | $4,091 (2023) |
| Deeds & Mortgages | Jun 2021 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-035-03 |
| Primary APN | 093-035-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,179 sqft Heated Area |
| Gross Area | 1,762 sqft |
| 1st Floor Area | 1,179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,454 sqft (0.194 acres) |
| Garage Area | 260 sqft |
| Porch | Porch |
| Porch Area | 264 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 093-035-03 |
|---|---|
| Street Address | 1111 JENSEN ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L21 B2 M5-357 |
| Legal Subdivision | PLAZA ACRES |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1300 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1111 JENSEN ST, CHARLOTTE, NC 28205-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 21, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO IN |
| May 30, 2017 | Warranty Deed, Transfer · Conventional with PMI JAMES BRIDGES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on Record |
| Deed Sale | Jul 21, 2017 · Amount on Record |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 0003198195 |
| Deed Book / Page | 31981 / 95 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1111 JENSEN ST, CHARLOTTE, NC 28205-1744 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1111 JENSEN ST, CHARLOTTE, NC 28205-1744 |
| Document Number | 0000114586 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 36170/430 |
| Instrument | 2021114586 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1111 JENSEN ST, CHARLOTTE, NC 28205-1744 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000140198 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 35006/654 |
| Instrument | 2020140198 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 21, 2017 |
| Property Address | 1111 JENSEN ST, CHARLOTTE, NC 28205-1744 |
| Document Number | 0000097843 |
| Book / Page | 31981 / 095 |
| Map Reference | MB5 PG357 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 2017097843 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 S SHARON AMITY RD STE 204, 233, CHARLOTTE, NC 28211-2895 |
| Name | Verified Name |
|---|---|
| Address | 1111 JENSEN ST, CHARLOTTE, NC 28205-1744 |
| Document Number | 0000097844 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 2017097844 |
| Name | FIRST CITIZENS BANK AND TRUST CO IN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 30, 2017 |
| Property Address | 1111 JENSEN ST, CHARLOTTE, NC 28205-1744 |
| Document Number | 0000070544 |
| Book / Page | 031836 / 000965 |
| Instrument Date | May 26, 2017 |
| Instrument | 70544 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | MASTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 338 S SHARON AMITY RD #257 CHARLOTTE NC 282112806, 257, CHARLOTTE, NC 28211-2806 |
| Document Number | 70545 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 031836/000967 |
| Instrument | 70545 |
| Name | JAMES BRIDGES |
|---|---|
| Address | 7823 HIGH TERRACE LN, DENVER, NC 28037-8571 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 29, 2032 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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