1111 Hearthstone Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1111 Hearthstone Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,536 sqft · built 2003
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2015)
Tax Bill	$10,584 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
APN	`04-08-0-306-007`

Property Details

APN / Parcel Number

Primary APN	`04-08-0-306-007`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
Upper Floors Area	32 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Mixed
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1111 HEARTHSTONE DR
City	O FALLON
State	IL
Zip	62269-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSTONE LOT/SEC-6 A02469514
Legal Subdivision	HEARTHSTONE
Legal Block	306
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504353

Owner

1111 Hearthstone Dr is owned and occupied by two individuals who bought it in September 2015.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1111 HEARTHSTONE DR, O FALLON, IL 62269-7032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2015 · Amount on File
Deed Sale	Sep 17, 2015 · Amount on File
Prior Sale	Feb 18, 2003 · Amount on File
Deed Document Number	20152469514
Prior Transfer Date	Nov 3, 2005
Prior Transfer Doc	4269/0233
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1111 HEARTHSTONE DR, O FALLON, IL 62269-7032
Document Number	00A2681791
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1111 HEARTHSTONE DR O FALLON IL 622697032, O FALLON, IL 62269-7032

Mortgage

Document Number	00A2681791
Date	Dec 31, 2020
Instrument	2681791

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1111 Hearthstone Dr was $10,584 with a homeowner's exemption, up 8.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,584.00 (+8.83%) Homeowner's exemption	$152,831 (+9.62%) Land $32,473 Building $120,358	$458,493 (+9.62%) Land $97,419 Building $361,074
2024	$9,725.00	$139,419 Land $29,623 Building $109,796	$418,257 Land $88,869 Building $329,388
2022		$113,764 Land $24,172 Building $89,592	$341,292 Land $72,516 Building $268,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1111 Hearthstone Dr; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 Hearthstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20