1111 Harding Ave, Ames, IA 50010 Property Records

Story County property record for 1111 Harding Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,763 sqft · built 1920
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Jun 2025)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Jun 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-233-050`

Property Details

APN / Parcel Number

Primary APN	`09-03-233-050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,763 sqft Living Area
1st Floor Area	594 sqft
Basement Area	932 sqft
Unfinished Basement	939 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Patio
Deck Area	192 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1111 HARDING AVE
City	AMES
State	IA
Zip	50010-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	BAIRD'S ADD BLOCK:6 LOT:5 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	BAIRD'S ADD
Legal Block	6
Legal Lot Number	5
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	900

Owner

1111 Harding Ave is owned and occupied by an individual who bought it in June 2025.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1111 HARDING AVE, AMES, IA 50010-5856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Jun 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 3, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 4, 2007	Warranty Deed, Transfer · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Jun 4, 2007 · Amount on File
Deed Document Number	20254134
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1111 HARDING AVE, AMES, IA 50010-5856
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200015052
Date	Dec 12, 2012
Instrument	2012-00015052

Lender

Name	GREATER IOWA CU
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2043

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1111 HARDING AVE, AMES, IA 50010-5856
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500006478
Date	Jun 7, 2005
Instrument	2005-00006478

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2035

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 3, 2025
Property Address	1111 HARDING AVE, AMES, IA 50010-5856
Document Number	0202504134
Instrument Date	May 20, 2025
Instrument	2025-04134
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, ATS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 HARDING AVE, AMES, IA 50010-5856

Mortgage

Document Number	0202504135
Date	Jun 3, 2025
Instrument	2025-04135

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 4, 2007
Property Address	1111 HARDING AVE, AMES, IA 50010-5856
Document Number	200700005838
Instrument Date	May 21, 2007
Instrument	2007-00005838
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1305 CRESCENT ST, AMES, IA 50010-5211

Mortgage

Document Number	200700005839
Date	Jun 4, 2007
Instrument	2007-00005839

Lender

Name	GREATER IOWA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1111 Harding Ave was $3,038 with a homeowner's exemption, down 11.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,038.00 (-11.53%) Homeowner's exemption	$231,800 Land $39,800 Building $192,000	$231,800 Land $39,800 Building $192,000
2024	$3,434.00
2023		$246,900 Land $43,000 Building $203,900	$246,900 Land $43,000 Building $203,900
2022	$2,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1111 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures