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1111 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1111 Garner Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,332 sqft · built 1930
Lot Size0.119 acres (5,200 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Aug 2016)
Tax Bill$6,618 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.22-2-36

Property Details

APN / Parcel Number

Primary APN421500 50.22-2-36
Alternative APN
  • 150005002200020360000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,122 sqft
Upper Floors Area210 sqft
AtticAttic
Attic Area210 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1111 GARNER AVE
CitySCHENECTADY
StateNY
Zip12309-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1X WOOD AND GARAGE
Legal Block2
Legal Lot Number36.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3006
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1111 GARNER AVE, SCHENECTADY, NY 12309-5705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2016 · Amount on Record
Deed SaleAug 31, 2016 · Amount on Record
Deed Document Number201639766
Deed Book / Page1944 / 995
Prior Transfer DateOct 9, 2008
Prior Transfer Doc1793000193
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 30, 2021
Property Address1111 GARNER AVE, SCHENECTADY, NY 12309-5705
Document Number0000036405
Book / Page2063 / 809
Map ReferenceMAP 7
Instrument DateJul 7, 2021
Instrument202136405
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$782.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 GARNER AVE, 1111, SCHENECTADY, NY 12309-5705

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 EXCELSIOR AVE, TROY, NY 12180-5206

Mortgage

Document Number0000036408
DateJul 30, 2021
Book Page5125/951
Instrument202136408
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,618.00 (+1.89%)
2025$6,495.00 (+18.09%)$131,900 (-) Land $17,100 Building $114,800$218,414 (+30.82%) Land $28,316 Building $190,098
2023$131,900 (+15.7%) Land $17,100 Building $114,800$166,962 (+20.1%) Land $21,646 Building $145,316
2022$114,000 Land $17,100 Building $96,900$139,024 Land $20,854 Building $118,170
2021$5,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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