1111 Elm St, Reading, PA 19604 Property Records

Berks County property record for 1111 Elm St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 656 sqft · built 1880
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2023)
Tax Bill	$395 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-70-11-3907`

Property Details

APN / Parcel Number

Primary APN	`5317-70-11-3907`
Alternative APNs	`09-5317-70-11-3907` `9366225` `366225`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	656 sqft Living Area
1st Floor Area	656 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Composition
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9366225
Street Address	1111 ELM ST
City	READING
State	PA
Zip	19604-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	1600

Owner

1111 Elm St is owned and occupied by an individual who bought it in September 2023.

Source: Berks County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1111 ELM ST, READING, PA 19604-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP
Aug 11, 2022	Special Warranty Deed, Transfer PRIME FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Aug 11, 2022 · Amount on File
Deed Document Number	202326707
Record Updated	Oct 29, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Sep 8, 2023
Property Address	1111 ELM ST, READING, PA 19604-2925
Document Number	0000026707
Instrument Date	Sep 1, 2023
Instrument	2023026707
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 ELM ST, READING, PA 19604-2925

Mortgage

Document Number	0000026708
Date	Sep 8, 2023
Instrument	2023026708

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Aug 11, 2022
Property Address	1111 ELM ST, READING, PA 19604-2925
Document Number	0000032505
Instrument Date	Jul 14, 2022
Instrument	2022032505
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 BERN RD, WYOMISSING, PA 19610-2009

Mortgage

Document Number	0000032506
Date	Aug 11, 2022
Instrument	2022032506

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1111 Elm St was $395.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$395.00	$14,000 Land $6,200 Building $7,800	$6,200 Land $6,200
2024	$370.00 (-39.54%)	$14,000 (-) Land $6,200 Building $7,800
2023	$612.00	$14,000 Land $6,200 Building $7,800
1994			$14,000 Land $6,200 Building $7,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1111 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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