1111 Charlevoix Ave, Petoskey, MI 49770 Property Records

Emmet County property record for 1111 Charlevoix Ave, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Oct 2025)
Tax Bill	$9,924 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-18-01-400-002`

Property Details

APN / Parcel Number

Primary APN	`52-18-01-400-002`

Interior

Building Area	2,220 sqft Building Perimeter

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Fire Resistance	Fireproof Steel Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	62.6 ft deep x 128 ft wide

Location & Zoning

Street Address	1111 CHARLEVOIX AVE
City	PETOSKEY
State	MI
Zip	49770-9701
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-3B
Legal Description	PT OF NE ? OF SE ? OF SECTION 1, COM AT SE COR OF SD SEC, TH N00?49'46"E ALG E LN OF SD SEC 2611.09 FT TO IRON BAR AT E ? COR OF SD SEC, TH N89?02'W ALG E/W ? LN OF SD SEC 648.55 FT TO NW COR OF NE ? OF NE ? OF SE ? OF SD SEC, TH CONT N89?02?00?W 92.
Legal Range	06W
Legal Township	34N
Legal Section	01
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1039
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35305 ERIE DR, ROCKWOOD, MI 48173-9672
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage NEXT BRIDGE FUNDING
Oct 29, 2025	Warranty Deed, Transfer · Commercial Mortgage NEXT BRIDGE FUNDING
Apr 3, 2024	Foreclosure Foreclosure Auction
Mar 1, 2024	Foreclosure
Apr 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Jan 24, 2025
Deed Document Number	20255223987
Deed Book / Page	1270 / 950
Prior Transfer Date	Jan 14, 2025
Prior Transfer Doc	001264/758
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1111 CHARLEVOIX AVE, PETOSKEY, MI 49770-9701
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35303 ERIE DR, ROCKWOOD, MI 48173-9672

Mortgage

Document Number	0005223988
Date	Oct 29, 2025
Instrument	5223988

Lender

Name	NEXT BRIDGE FUNDING

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 29, 2025
Property Address	1111 CHARLEVOIX AVE, PETOSKEY, MI 49770-9701
Document Number	001270/950
Book / Page	1270 / 950
Instrument Date	Oct 13, 2025
Instrument	5223987
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SEARCHLIGHT TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35303 ERIE DR, ROCKWOOD, MI 48173-9672

Mortgage

Document Number	0005223988
Date	Oct 29, 2025
Instrument	5223988

Lender

Name	NEXT BRIDGE FUNDING

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Apr 3, 2024
Property Address	1111 CHARLEVOIX AVE, PETOSKEY, MI 49770-9701
Document Number	001258/769
Book / Page	1258 / 769
Instrument Date	Apr 3, 2024
Instrument	5211779
Transaction Type	Foreclosure
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Redemption Amount
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 CHARLEVOIX AVE, PETOSKEY, MI 49770-9701

March 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Mar 1, 2024
Property Address	1111 CHARLEVOIX AVE, PETOSKEY, MI 49770-9701
Document Number	001258/127
Book / Page	1258 / 127
Instrument Date	Mar 1, 2024
Instrument	5211134
Transaction Type	Foreclosure
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 DIVISION ST, PETOSKEY, MI 49770-2486

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 22, 2021
Property Address	1111 CHARLEVOIX AVE, PETOSKEY, MI 49770-9701
Document Number	001232/440
Book / Page	1232 / 440
Instrument Date	Apr 19, 2021
Instrument	50185405
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9835 KING FISHER TRL, TRAVERSE CITY, MI 49685-9759

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,700 (+95.48%) Land $410,700	$821,400 (+95.48%) Land $821,400
2025		$210,100 (+15.25%) Land $210,100	$420,200 (+15.25%) Land $420,200
2024	$9,924.00
2023		$182,300 Land $182,300	$364,600 Land $364,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile.

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