1111 Central Ave, Unit 409, Naples, FL 34102 Property Records

Collier County property record for 1111 Central Ave, Unit 409, Naples, FL 34102

Property Summary

Property TypeCondominium
Details1,366 sqft · built 2020
OwnerCompany Name on Record
Last Sale$1,610,000 (Nov 2022)
Tax Bill$11,789 (2025)
Deeds & MortgagesMar 2025 Sale
Nov 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN044795 4095A03

Property Details

APN / Parcel Number

Primary APN044795 4095A03
Alternative APN
  • 7129000845

Interior

Building Area1,366 sqft Adjusted Area

Exterior

Year BuiltBuilt 2020

Location & Zoning

Account Number044795 4095A03
Street Address1111 CENTRAL AVE UNIT 409, 409
CityNAPLES
StateFL
Zip34102-6264
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionELEVEN ELEVEN CENTRAL CONDOMINIUM UNIT 409
Legal Range25
Legal Township50
Legal Section03
Legal SubdivisionELEVEN ELEVEN CENTRAL CONDOMINIUM
Legal Lot Number409
Legal Unit409
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1008
Census Tract700

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address1111 CENTRAL AVE UNIT 409, 409, NAPLES, FL 34102-6264
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Nov 3, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2022 · Amount on Record
Deed SaleNov 3, 2022 · Amount on Record
Prior SaleNov 3, 2022 · Amount on Record
Deed Document Number0061873850
Deed Book / Page6187 / 3850
Last Transfer DateMar 17, 2025
Transfer Doc0064480219
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 17, 2025
Property Address1111 CENTRAL AVE UNIT 409, 409, NAPLES, FL 34102-6264
Document Number0064480219
Book / Page6448 / 219
Map ReferenceMB 5762 PG 3322
Instrument DateFeb 26, 2025
Instrument6656362
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 CENTRAL AVE UNIT 409, 409, NAPLES, FL 34102-6264

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 CENTRAL AVE UNIT 409, 409, NAPLES, FL 34102-6264

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 3, 2022
Property Address1111 CENTRAL AVE UNIT 409, 409, NAPLES, FL 34102-6264
Document Number0061873850
Book / Page6187 / 3850
Map ReferenceMB 5762 PG 3322
Instrument DateNov 2, 2022
Instrument6326078
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28044 CAVENDISH CT APT 5803, 5803, BONITA SPRINGS, FL 34135-2465

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 CENTRAL AVE UNIT 409, 409, NAPLES, FL 34102-6264

Mortgage

Document Number0061873851
DateNov 3, 2022
Instrument6187/3851
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate4.47%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.47%
IndexOther
Margin3
Max Rate9.47%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,789.00 (-1.96%)$1,302,550 (+0.23%) Building $1,302,550$1,302,550 (+0.23%) Building $1,302,550
2023$12,025.00 (+140.45%)$1,299,550 (+136.84%) Building $1,299,550$1,299,550 (+11.01%) Building $1,299,550
2022$5,001.00 Homeowner's exemption$548,704$1,170,616 Building $1,170,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 137 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies871 units insured
incl. 734 condo units
Nearby Flood Claims113 (1979–2025)
Claims Outside the SFHA1 of 113
Most Recent ClaimDec 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 11 claims
  • Hurricane Ian, Sep 2022 · 33 claims
  • Hurricane Ian, Sep 2022 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: CenturyLink, Hotwire Communications, Summit Broadband, T-Mobile, Verizon.

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