1111 Ann St, Monroe, NC 28112 Property Records

Union County property record for 1111 Ann St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,681 sqft · built 1952
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Apr 2024)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-279-006`

Property Details

APN / Parcel Number

Primary APN	`09-279-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
1st Floor Area	1,681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1111 ANN ST
City	MONROE
State	NC
Zip	28112-6165
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#48 & #49 ROLLING HILLS
Legal Subdivision	ROLLING HILLS
Legal Lot Number	48
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2010
Census Tract	20502

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1111 ANN ST, MONROE, NC 28112-6165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Nov 1, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 23, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	20248777
Deed Book / Page	8889 / 484
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 19, 2024
Property Address	1111 ANN ST, MONROE, NC 28112-6165
Document Number	0008889484
Book / Page	8889 / 484
Instrument Date	Apr 19, 2024
Instrument	8777
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 FOXTON RD, MATTHEWS, NC 28104-7308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 ANN ST, MONROE, NC 28112-6165

Mortgage

Document Number	0000008778
Date	Apr 19, 2024
Instrument	8778

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	10-Year TN
Max Rate	12.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 1, 2018
Property Address	1111 ANN ST, MONROE, NC 28112-6165
Document Number	0007262364
Book / Page	7262 / 364
Instrument Date	Oct 31, 2018
Instrument	0030708
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5209 WALT GAY RD, 5209, MONROE, NC 28112-9345

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030709
Date	Nov 1, 2018
Instrument	0030709

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1111 ANN ST, MONROE, NC 28112-6165
Document Number	7131368
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 ANN ST MONROE NC 281126165, MONROE, NC 28112-6165

Mortgage

Document Number	7131368
Date	Apr 4, 2018
Book Page	007131/000368
Instrument	8737

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (+34.98%)	$269,300 (+68.31%) Land $50,500 Building $218,800	$269,300 (+68.31%) Land $50,500 Building $218,800
2023	$1,744.00	$160,000 Land $13,100 Building $146,900	$160,000 Land $13,100 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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