Lubbock County property record for 1111 14th St, Shallowater, TX 79363
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 1960 |
| Lot Size | 0.213 acres (9,280 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R31582 |
| Primary APN | R31582 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,815 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,280 sqft (0.213 acres) |
| Lot Dimensions | 116 ft deep x 80 ft wide |
| Garage Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1111 14TH ST |
|---|---|
| City | SHALLOWATER |
| State | TX |
| Zip | 79363-5616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0014 |
| Legal Description | RIDGECREST L 4 & E10'OF 5 |
| Legal Subdivision | RIDGECREST |
| Legal Lot Number | 40 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | SHALLOWATER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10302 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1111 14TH ST, SHALLOWATER, TX 79363-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK |
| Aug 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2014 |
| Deed Sale | Jun 27, 2014 |
| Prior Sale | Aug 5, 2013 |
| Deed Document Number | 2014023215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 1111 14TH ST, SHALLOWATER, TX 79363-5616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000026685 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023026685 |
| Name | LUBBOCK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 14, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 14, 2024 |
| Change Frequency | Monthly |
| Min Rate At Change | 9.25% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 1 |
| Max Rate | 15.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 1111 14TH ST, SHALLOWATER, TX 79363-5616 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040166 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021040166 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Sep 1, 2044 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Shallowater City |
| Unified School District | Shallowater Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 (-3.02%) Homeowner's exemption | $201,571 (+21%) Land $45,000 Building $160,878 | $205,878 (+23.59%) Land $45,000 Building $160,878 |
| 2024 | $2,877.00 (+11.3%) | ||
| 2023 | $2,585.00 (-27.81%) Homeowner's exemption | $166,587 Land $10,000 Building $156,587 | $166,587 Land $10,000 Building $156,587 |
| 2022 | $3,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHALLOWATER serves 2,964 people · EPA ID TX1520003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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