San Bernardino County property record for 11109 Spruce Ave, Bloomington, CA 92316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,372 sqft · built 1926 |
| Lot Size | 0.501 acres (21,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Apr 2016) |
| Tax Bill | $4,743 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0257-122-43-0000 |
| Primary APN | 0257-122-43-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 21,800 sqft (0.501 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11109 SPRUCE AVE |
|---|---|
| City | BLOOMINGTON |
| State | CA |
| Zip | 92316-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BLRS20M |
| Legal Description | S T L AND W CO S B L N 1OO FT W 218 FT LOT 39O MEAS TO ST C/L .41 AC M/L |
| Legal Subdivision | SEMI-TROPIC LAND & WATER COMPA |
| Legal Block | 2 |
| Legal Lot Number | 390 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4003 |
11109 Spruce Ave is owned and occupied by an individual who bought it in April 2016.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11109 SPRUCE AVE, BLOOMINGTON, CA 92316-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2016 · Amount on File |
| Deed Sale | Apr 25, 2016 · Amount on File |
| Prior Sale | Apr 25, 2016 |
| Deed Document Number | 2016156367 |
| Prior Transfer Date | Apr 15, 2016 |
| Prior Transfer Doc | 0000156366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 11109 SPRUCE AVE, BLOOMINGTON, CA 92316-3225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000134959 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-0134959 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 11109 SPRUCE AVE, BLOOMINGTON, CA 92316-3225 |
| Document Number | 0000106942 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 11109 SPRUCE AVE BLOOMINGTON CA 923163225, BLOOMINGTON, CA 92316-3225 |
| Document Number | 0000106942 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 106942 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
The 2025 property tax bill for 11109 Spruce Ave was $4,743.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Colton Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $374,316 (+2%) Land $120,747 Building $253,569 | |
| 2025 | $4,743.00 | $366,976 Land $118,379 Building $248,597 |
| 2023 | $4,535.00 (+1.52%) | $352,726 Land $113,782 Building $238,944 |
| 2022 | $4,467.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11109 Spruce Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11109 Spruce Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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