11109 N 185th E Ave, Owasso, OK 74055 Property Records

Rogers County property record for 11109 N 185th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2013
Lot Size	4.42 acres (192,884 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (Feb 1998)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12211402440`

Property Details

APN / Parcel Number

Primary APN	`12211402440`
Alternative APNs	`000000-00-0-00696-006-0011` `0012411` `12411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	192,884 sqft (4.42 acres)

Exterior Amenities

Porch	Porch
Porch Area	718 sqft
Lean-To	400 sqft
Storage Building	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12411
Street Address	11109 N 185TH EAST AVE
City	OWASSO
State	OK
Zip	74055-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 6 ROLLING MEADOWS
Legal Range	14E
Legal Township	21N
Legal Section	12
Legal Subdivision	ROLLING MEADOWS
Legal Block	6
Legal Lot Number	11
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1008
Census Tract	50405

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11109 N 185TH EAST AVE, OWASSO, OK 74055-8119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 1998 · Amount on Record
Deed Sale	Feb 26, 1998 · Amount on Record
Deed Book / Page	1101 / 167
Last Transfer Date	Aug 4, 2005
Transfer Doc	0000016677
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Recording Date	Jul 9, 2026
Property Address	11109 N 185TH EAST AVE, OWASSO, OK 74055-8119
Document Number	0000010088
Instrument Date	Jun 25, 2026
Instrument	202610088
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 N 185TH EAST AVE, OWASSO, OK 74055-8119

Mortgage

Document Number	0000010088,
Date	Jul 9, 2026
Instrument	202610088

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	11109 N 185TH EAST AVE, OWASSO, OK 74055-8119
Document Number	0000006726
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 N 185TH EAST AVE OWASSO OK 740558119, OWASSO, OK 74055-8119

Mortgage

Document Number	0000006726
Date	May 14, 2020
Instrument	6726

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,466 (+3%) Land $9,939 Building $19,527	$267,869 (-20.14%) Land $90,352 Building $177,517
2025	$3,007.00 (+1.28%) Homeowner's exemption	$28,607 (+3%) Land $9,649 Building $18,958	$335,413 (-2.42%) Land $129,366 Building $206,047
2024	$2,969.00 (+5.36%) Homeowner's exemption	$27,775 (+3%) Land $9,368 Building $18,407	$343,714 (+27.27%) Land $129,366 Building $214,348
2023	$2,818.00 Homeowner's exemption	$26,965 Land $7,700 Building $19,265	$270,074 Land $70,000 Building $200,074

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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