11109 Gainer Dr, Lorena, TX 76655 Property Records

McLennan County property record for 11109 Gainer Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,565 sqft · built 2017
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (Jan 2021)
Tax Bill	$6,144 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-252201-000118-0`

Property Details

APN / Parcel Number

Primary APN	`36-252201-000118-0`
Alternative APN	`377933`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,565 sqft Living Area
Gross Area	3,005 sqft
1st Floor Area	1,333 sqft
2nd Floor Area	1,232 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	123 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	183 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11109 GAINER DR
City	LORENA
State	TX
Zip	76655-3976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-B LOT 18 BLOCK 1 ACRES .177
Legal Subdivision	PARK MEADOWS ADDN PH 1-B
Legal Block	1
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11109 GAINER DR, LORENA, TX 76655-3976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK
Aug 8, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Aug 8, 2017 · Amount on Record
Deed Document Number	20211812
Last Transfer Date	Apr 14, 2022
Transfer Doc	0000014873
Record Updated	Sep 20, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 15, 2021
Property Address	11109 GAINER DR, LORENA, TX 76655-3976
Document Number	0000001812
Map Reference	FILE 2016037963
Instrument Date	Jan 12, 2021
Instrument	2021001812
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 GAINER DR, LORENA, TX 76655-3976

Mortgage

Document Number	0000001813
Date	Jan 15, 2021
Instrument	2021001813

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 8, 2017
Property Address	11109 GAINER DR, LORENA, TX 76655-3976
Document Number	0000025784
Map Reference	FILE2016037963
Instrument Date	Aug 7, 2017
Instrument	2017025784
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 GAINER DR, LORENA, TX 76655-3976

Mortgage

Document Number	0000025785
Date	Aug 8, 2017
Instrument	2017025785

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$377,350 (+3.38%) Land $42,480 Building $334,870	$377,350 (+3.38%) Land $42,480 Building $334,870
2024	$6,144.00 (-0.41%)
2023		$365,000 Land $42,480 Building $322,520	$365,000 Land $42,480 Building $322,520
2022	$6,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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