11108 Whitlock Dr, Lorena, TX 76655 Property Records

McLennan County property record for 11108 Whitlock Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,529 sqft · built 2018
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,245 (2024)
Deeds & Mortgages	Sep 2019 Mortgage May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`362522020014200`

Property Details

APN / Parcel Number

Primary APN	`362522020014200`
Alternative APN	`381474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,529 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	135 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	421 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	381474
Street Address	11108 WHITLOCK DR
City	LORENA
State	TX
Zip	76655-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-C LOT 20 BLOCK 14 ACRES .178
Legal Subdivision	PARK MEADOWS ADDN PH 1-C
Legal Block	14
Legal Lot Number	20
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11108 WHITLOCK DR, LORENA, TX 76655-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
May 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 13, 2018	Vendor's Lien, Subdivision Related Transfer DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2018
Deed Sale	Nov 13, 2018
Prior Sale	Jan 15, 2019
Deed Document Number	0000039514
Last Transfer Date	May 22, 2019
Transfer Doc	0000016759
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	11108 WHITLOCK DR, LORENA, TX 76655-3310
Document Number	0000033597
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14108 WHITLOCK DR LORENA TX 76655, LORENA, TX 76655

Mortgage

Document Number	0000033597
Date	Oct 7, 2019
Instrument	33597

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 22, 2019
Property Address	11108 WHITLOCK DR, LORENA, TX 76655-3310
Document Number	0000016759
Instrument Date	May 20, 2019
Instrument	16759
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11108 WHITLOCK DR LORENA TX 766553310, LORENA, TX 76655-3310

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 15, 2019
Property Address	11108 WHITLOCK DR, LORENA, TX 76655-3310
Document Number	0000001547
Instrument Date	Dec 17, 2018
Instrument	1547
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11108 WHITLOCK DR LORENA TX 766553310, LORENA, TX 76655-3310

November 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 13, 2018
Property Address	11108 WHITLOCK DR, LORENA, TX 76655-3310
Document Number	0000039514
Map Reference	FILE2017037539
Instrument Date	Nov 9, 2018
Instrument	2018039514
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11108 WHITLOCK DR, LORENA, TX 76655-3310

Mortgage

Document Number	0000039515
Date	Nov 13, 2018
Instrument	2018039515

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,610 (-2.47%) Land $42,570 Building $234,040	$276,610 (-2.47%) Land $42,570 Building $234,040
2024	$2,245.00 (+12.81%)
2023		$283,620 Land $42,570 Building $241,050	$283,620 Land $42,570 Building $241,050
2022	$1,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Helmsco Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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