11108 Westerly Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 11108 Westerly Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2006
Lot Size	0.188 acres (8,195 sqft)
Owner	Individual Name on Record
Last Sale	$302,900 (Jul 2023)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3543-0000-1086`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3543-0000-1086`
Alternative APNs	`01628402` `1628402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	1,970 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,195 sqft (0.188 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	239 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01628402
Street Address	11108 WESTERLY DR
City	SPRING HILL
State	FL
Zip	34609-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON AT SEVEN HILLS PH11 LOT 1086
Legal Range	18E
Legal Township	23S
Legal Section	31
Legal Subdivision	WELLINGTON AT SEVEN HILLS PH11
Legal Lot Number	1086
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	40913

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11108 WESTERLY DR, SPRING HILL, FL 34609-9622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	202345028
Deed Book / Page	4321 / 1943
Prior Transfer Date	Jul 12, 2023
Prior Transfer Doc	0043211943
Record Updated	Oct 29, 2026

July 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 21, 2023
Property Address	11108 WESTERLY DR, SPRING HILL, FL 34609-9622
Document Number	0043211943
Book / Page	4321 / 1943
Map Reference	MB 37 PG 21-24
Instrument Date	Jul 12, 2023
Instrument	2023045028
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	SOUTHEAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15334, BROOKSVILLE, FL 34604-0116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11108 WESTERLY DR, SPRING HILL, FL 34609-9622

Mortgage

Document Number	0043211945
Date	Jul 21, 2023
Instrument	4321/1945

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00 (+37.76%)	$135,864 (-1.38%)	$291,234 (+11.84%) Land $72,014 Building $219,220
2023		$137,766 (+3%) Land $137,766
2022	$1,491.00 Homeowner's exemption	$133,753	$260,392 Land $72,014 Building $188,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: AT&T, Tillman Fiber, Verizon, WOW Internet, Cable & Phone.