11108 Piney Forest Rd, Bumpass, VA 23024 Property Records

Spotsylvania County property record for 11108 Piney Forest Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 2003
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2023)
Tax Bill	$4,415 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080E 4-151`

Property Details

APN / Parcel Number

Primary APN	`080E 4-151`
Alternative APN	`80E-4-151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,946 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.62 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11108 PINEY FOREST DR
City	BUMPASS
State	VA
Zip	23024-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - RESID
Legal Description	ROCKLAND CREEK ESTATES LOT 151 SEC 4
Legal Subdivision	ROCKLAND CREEK ESTATES
Legal Lot Number	151
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3022
Census Tract	20404

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11108 PINEY FOREST DR, BUMPASS, VA 23024-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG
Jan 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20235333
Prior Transfer Date	Dec 22, 2016
Prior Transfer Doc	0000000252
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 26, 2023
Property Address	11108 PINEY FOREST RD, BUMPASS, VA 23024-9336
Document Number	0230005333
Instrument Date	Apr 25, 2023
Instrument	230005333
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11108 PINEY FOREST RD, BUMPASS, VA 23024-9336

Mortgage

Document Number	0230005334
Date	Apr 26, 2023
Instrument	230005334

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	11108 PINEY FOREST RD, BUMPASS, VA 23024-9336
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006374
Date	Mar 4, 2021
Instrument	210006374

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 26, 2017
Property Address	11108 PINEY FOREST RD, BUMPASS, VA 23024-9336
Document Number	201700011299
Instrument Date	Jun 19, 2017
Instrument	11299
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011300
Date	Jun 26, 2017
Instrument	11300

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Fixed Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jan 6, 2017
Property Address	11108 PINEY FOREST RD, BUMPASS, VA 23024-9336
Document Number	201700000252
Instrument Date	Dec 22, 2016
Instrument	252
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 APPLE WAY MADISON HEIGHTS VA 245722948, MADISON HEIGHTS, VA 24572-2948

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,415.00 (+15.21%)	$598,900 (+20.6%) Land $181,400 Building $417,500
2025			$598,900 (+20.6%) Land $181,400 Building $417,500
2023	$3,832.00	$496,600 Land $145,600 Building $351,000	$496,600 Land $145,600 Building $351,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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