Manatee County property record for 11105 38th Pl E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,806 sqft · built 2024 |
| Lot Size | 0.225 acres (9,793 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $378,515 (Jul 2024) |
| Tax Bill | $2,926 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6123-0425-9 |
| Primary APN | 6123-0425-9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,355 sqft |
| 1st Floor Area | 1,806 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,793 sqft (0.225 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11105 38TH PL E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-2885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 144, MANDARIN GROVE PH I PI #6123.0425/9 |
| Legal Subdivision | MANDARIN GROVE PH I |
| Legal Lot Number | 144 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PARRISH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1915 |
11105 38th Pl E is owned and occupied by two individuals who bought it in July 2024.
Source: Manatee County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11105 38TH PL E, PALMETTO, FL 34221-2885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jul 30, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on File |
| Deed Sale | Jul 30, 2024 · Amount on File |
| Deed Document Number | 202479920 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 11105 38TH PL E, PALMETTO, FL 34221-2885 |
| Document Number | 0000036917 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 202636917 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 11105 38TH PL E, PALMETTO, FL 34221-2885 |
| Document Number | 0000036917, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202636917 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Mar 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 30, 2024 |
| Property Address | 11105 38TH PL E, PALMETTO, FL 34221-2885 |
| Document Number | 0041079920 |
| Map Reference | MB 78 PG 1-13 |
| Instrument Date | Jul 26, 2024 |
| Instrument | 202441079920 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,650.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5901 N HONORE AVE STE 250, 250, SARASOTA, FL 34243-2636 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11105 38TH PL E, PALMETTO, FL 34221-2885 |
| Document Number | 0041079921 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 202441079921 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
Source: Manatee County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326,103 Land $69,998 Building $256,105 | $326,103 Land $69,998 Building $256,105 | |
| 2024 | $2,926.00 (-46.84%) | ||
| 2023 | $5,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11105 38th Pl E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 229 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 229 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11105 38th Pl E is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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