11104 Valley Lights Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 11104 Valley Lights Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,801 sqft · built 1982
Lot Size1.2 acres (52,272 sqft)
OwnerCompany Name on File
Last Sale$1,700,000 (Apr 2022)
Tax Bill$21,167 (2025)
Deeds & MortgagesApr 2022 Sale
Jan 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN498-350-27-00

Property Details

APN / Parcel Number

Primary APN498-350-27-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area4,801 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area52,272 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address11104 VALLEY LIGHTS DR
CityEL CAJON
StateCA
Zip92020-8264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 182 TR 005601
Legal SubdivisionSHADOW HILLS
Legal Tract005601
Legal Block2
Legal Lot Number182
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2009
Census Tract15403

Owner

11104 Valley Lights Dr is owned by a company that bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2262 ALPINE BLVD, ALPINE, CA 91901-2115
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Grant Deed, Transfer
LAWYERS TITLE COMPANY
Jan 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 6, 2017Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2022 · Amount on File
Deed SaleApr 1, 2022 · Amount on File
Prior SaleMar 6, 2017 · Amount on File
Deed Document Number2022142867
Prior Transfer DateJan 16, 2019
Prior Transfer Doc0000020103
Record UpdatedOct 29, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2022
Property Address11104 VALLEY LIGHTS DR, EL CAJON, CA 92020-8264
Document Number0000142867
Map ReferenceMAP 5601
Instrument DateMar 8, 2022
Instrument2022-0142867
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 20847, EL CAJON, CA 92021-0970

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2019
Property Address11104 VALLEY LIGHTS DR, EL CAJON, CA 92020-8264
Document Number0000020103
Instrument DateJan 16, 2019
Instrument20103
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address11104 VALLEY LIGHTS DR EL CAJON CA 920208264, EL CAJON, CA 92020-8264

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 6, 2017
Property Address11104 VALLEY LIGHTS DR, EL CAJON, CA 92020-8264
Document Number0000104021
Instrument DateFeb 24, 2017
Instrument104021
Transaction TypeTransfer
Record UpdatedMar 14, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,160.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11104 VALLEY LIGHTS DR EL CAJON CA 920208264, EL CAJON, CA 92020-8264

Mortgage

Document Number104022
DateMar 6, 2017
Instrument104022
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11104 Valley Lights Dr was $21,167.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,840,120 (+2%) Land $865,939 Building $974,181
2025$21,167.00$1,804,040 Land $848,960 Building $955,080
2023$19,141.00 (+38.76%)$1,599,000 Land $752,000 Building $847,000
2022$13,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11104 Valley Lights Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11104 Valley Lights Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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