11103 Whiterock Dr, Temple, TX 76502 Property Records

Bell County property record for 11103 Whiterock Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,353 sqft · built 1998
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Aug 2021)
Tax Bill	$14,490 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0400580027`

Property Details

APN / Parcel Number

Primary APN	`0400580027`
Alternative APNs	`167281` `832620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,353 sqft Living Area
1st Floor Area	4,578 sqft
2nd Floor Area	775 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Area	1,245 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	450 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	11103 WHITEROCK DR
City	TEMPLE
State	TX
Zip	76502-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD RANCH PHASE V, BLOCK 004, LOT 0017, & BLUFFS AT LAKEWOOD RANCH, BLOCK 004, LOT PT 19, (39.97 X 239.76 X 236.01), ACRES 1.150
Legal Subdivision	LAKEWOOD RANCH PHASE V
Legal Tract	1
Legal Block	4
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1000
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11103 WHITEROCK DR, TEMPLE, TX 76502-6459
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Aug 2, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage BANCORPSOUTH BANK
Aug 2, 2021	Intrafamily Transfer, Transfer
Sep 11, 2017	Vendor's Lien, Transfer · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	202149079
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0000049082
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	11103 WHITEROCK DR, TEMPLE, TX 76502-6459
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063390
Date	Nov 17, 2020
Instrument	2020-00063390

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Aug 2, 2021
Property Address	11103 WHITEROCK DR, TEMPLE, TX 76502-6459
Document Number	0000049079
Map Reference	CAB C SL 65-8
Instrument Date	Jun 28, 2021
Instrument	2021049079
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11103 WHITEROCK DR # 111, 111, TEMPLE, TX 76502-6459

Mortgage

Document Number	0000049105
Date	Aug 2, 2021
Instrument	2021049105

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Aug 2, 2021
Property Address	11103 WHITEROCK DR, TEMPLE, TX 76502-6459
Document Number	0000049082
Map Reference	CAB C SL 65-8
Instrument Date	Jun 28, 2021
Instrument	2021049082
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11103 WHITEROCK DR, TEMPLE, TX 76502-6459

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 11, 2017
Property Address	11103 WHITEROCK DR, TEMPLE, TX 76502-6459
Document Number	0000038139
Map Reference	CAB C SL65-B
Instrument Date	Sep 3, 2017
Instrument	2017-00038139
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11103 WHITEROCK DR, TEMPLE, TX 76502-6459

Mortgage

Document Number	0000038140
Date	Sep 11, 2017
Instrument	2017-00038140

Lender

Name	COMPASS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000038141
Date	Sep 11, 2017
Instrument	2017-00038141

Lender

Name	COMPASS BANK
Type	Bank
Address	FORT WORTH, TX 76116

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,490.00 (-4.69%)	$998,980 (-16.84%)	$1,072,845 (-10.69%) Land $126,000 Building $946,845
2023	$15,203.00 (-13.55%) Homeowner's exemption Senior Citizen's exemption	$1,201,221 Land $120,000 Building $1,081,221	$1,201,221 Land $120,000 Building $1,081,221
2022	$17,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink.

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