11103 Summer Arbor Ln, Chester, VA 23831 Property Records

Chesterfield County property record for 11103 Summer Arbor Ln, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,334 sqft · built 2004
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on File
Last Sale	$276,500 (May 2020)
Tax Bill	$3,566 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`776-65-77-57-300-000`

Property Details

APN / Parcel Number

Primary APN	`776-65-77-57-300-000`
Alternative APN	`414089001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,334 sqft Finished Area
1st Floor Area	418 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	228 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	414089001
Street Address	11103 SUMMER ARBOR LN
City	CHESTER
State	VA
Zip	23831-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	ARBOR LANDING SEC 10 000-002
Legal Subdivision	ARBOR LANDING
Legal Lot Number	2
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	3
Census Block	3004
Census Tract	100823

Owner

11103 Summer Arbor Ln is owned and occupied by an individual who bought it in May 2020.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	11103 SUMMER ARBOR LN, CHESTER, VA 23831-7809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Jul 10, 2002 · Amount on File
Deed Document Number	202023731
Deed Book / Page	12764 / 40
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 27, 2020
Property Address	11103 SUMMER ARBOR LN, CHESTER, VA 23831-7809
Document Number	1276440
Book / Page	012764 / 000040
Instrument Date	May 20, 2020
Instrument	23731
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11103 SUMMER ARBOR LN CHESTER VA 238317809, CHESTER, VA 23831-7809

Mortgage

Document Number	1276444
Date	May 27, 2020
Book Page	012764/000044
Instrument	23732

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11103 Summer Arbor Ln was $3,566.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,566.00	$397,900 (+3.35%) Land $75,000 Building $322,900	$397,900 (+3.35%) Land $75,000 Building $322,900
2025		$385,000 Land $70,000 Building $315,000	$385,000 Land $70,000 Building $315,000
2023	$3,245.00	$353,900 Land $61,000 Building $292,900	$353,900 Land $61,000 Building $292,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11103 Summer Arbor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11103 Summer Arbor Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880