11101 Leaf Rd, Saint Joseph, MN 56374 Property Records

Stearns County property record for 11101 Leaf Rd, Saint Joseph, MN 56374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,281 sqft · built 1980
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2017)
Tax Bill	$2,594 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`84-53300-0263`

Property Details

APN / Parcel Number

Primary APN	`84-53300-0263`
Alternative APN	`31206910006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	416 sqft
Lean-To	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11101 LEAF RD
City	SAINT JOSEPH
State	MN
Zip	56374-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.93A BEG 405.7' N OF A PT 1552.56' W OF SE CORN OF SW4 THENCE S69D W207' THENCE N16D W196.4' TO CL HWY 2 THENCE NE ON CL 207'
Legal Range	29W
Legal Township	124
Legal Section	09
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2056
Census Tract	11308

Owner

Source: Stearns County records · APN 84-53300-0263

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11101 LEAF RD, SAINT JOSEPH, MN 56374-9683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Dec 08, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2017 · Amount on Record
Deed Sale	Dec 08, 2017 · Amount on Record
Deed Document Number	20171510616
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jul 10, 2026
Property Address	11101 LEAF RD, SAINT JOSEPH, MN 56374-9683
Document Number	0001716762
Instrument Date	Jun 23, 2026
Instrument	20261716762
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11101 LEAF RD, SAINT JOSEPH, MN 56374-9683

Mortgage

Document Number	0001716762,
Date	Jul 10, 2026
Instrument	20261716762

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 08, 2017
Property Address	11101 LEAF RD, SAINT JOSEPH, MN 56374-9683
Document Number	00A1510616
Instrument Date	Oct 30, 2017
Instrument	A1510616
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11101 LEAF RD, SAINT JOSEPH, MN 56374-9683

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,594.00 (+14.58%)	$296,400 (+1.54%) Land $61,900 Building $234,500	$296,400 (+1.54%) Land $61,900 Building $234,500
2025		$291,900 (+10.15%) Land $57,800 Building $234,100	$291,900 (+10.15%) Land $57,800 Building $234,100
2023	$2,264.00	$265,000 Land $57,800 Building $207,200	$265,000 Land $57,800 Building $207,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 7 locations within half a mile of this property.

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