11101 Co Rd 391, Holts Summit, MO 65043 Property Records

Callaway County property record for 11101 Co Rd 391, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	6 ba · 2,224 sqft · built 2019
Lot Size	16.4 acres (715,255 sqft)
Owner	Individual Name on File
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Oct 2019 Refinance Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-05.0-22.0-00-000-015.001`

Property Details

APN / Parcel Number

Primary APN	`25-05.0-22.0-00-000-015.001`
Alternative APN	`2505022000000010000`

Interior

Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Basement Area	2,224 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 2019
Construction Type	Brick
Lot Area	715,255 sqft (16.4 acres)
Garage Type	Attached
Garage Area	1,126 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	450 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2505022000000015001
Street Address	11101 COUNTY ROAD 391
City	HOLTS SUMMIT
State	MO
Zip	65043-1304
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW 1/4 SW1/4 S5/359 TEACTS 1,2,3,4,&5
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1051
Census Tract	70800

Owner

11101 Co Rd 391, a rural home, is owned and occupied by an individual who acquired it in July 2017.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11101 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Aug 8, 2018	Deed of Trust, Mortgage MID AMERICA BANK
Nov 3, 2020	Deed of Trust, Mortgage · ARM MID AMERICA BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Jul 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017
Deed Sale	Jul 7, 2017
Deed Document Number	201704477
Deed Book / Page	M0466 / 0606
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11101 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1304
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201906326
Date	Oct 11, 2019
Instrument	201906326

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11101 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1304
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241/0000000040
Date	Aug 8, 2018
Book Page	0000000241/0000000040
Instrument	201805162

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	5 Months
Due	Jan 1, 2019

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11101 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1304
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/383
Date	Nov 3, 2020
Book Page	245/383
Instrument	202007915

Lender

Name	MID AMERICA BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11101 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1304
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907051
Date	Nov 12, 2019
Instrument	201907051

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 7, 2017
Property Address	11101 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1304
Document Number	M0466/0606
Book / Page	M0466 / 0606
Instrument Date	Jul 3, 2017
Instrument	201704477
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 TEAL LN, HOLTS SUMMIT, MO 65043-2627

Tax Assessment & Valuation

The 2025 property tax bill for 11101 Co Rd 391 was $5,074, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,074.00 (-2.48%)	$83,462 (-)	$440,260 (-)
2024	$5,203.00 (+0.06%)	$83,462	$440,260
2023	$5,200.00 (+0.56%)
2022	$5,171.00	$82,987 Land $1,462 Building $81,525
2021			$437,760 Land $8,680 Building $429,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11101 Co Rd 391 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11101 Co Rd 391 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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