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1110 Summit St, Elgin, IL 60120 Property Records

Cook County property record for 1110 Summit St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,772 sqft · built 1964
Lot Size1.75 acres (76,252 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Nov 2018)
Tax Bill$7,750 (2023)
Deeds & MortgagesOct 2018 Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN06-07-401-016

Property Details

APN / Parcel Number

Primary APN06-07-401-016
Alternative APN
  • 06-07-401-016-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,772 sqft Living Area
1st Floor Area1,772 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1965
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area76,252 sqft
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1110 SUMMIT ST
CityELGIN
StateIL
Zip60120-4321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionBLUFF CITY ADD/ELGIN
Legal Block401
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

Source: Cook County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1110 SUMMIT ST, ELGIN, IL 60120-4321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST NAT'L BK/AMERICA
Nov 16, 2018Warranty Deed, Transfer
ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Prior SaleAug 25, 2015 · Amount on Record
Deed Document Number201833037
Prior Transfer DateNov 10, 2003
Prior Transfer Doc0000012126
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1110 SUMMIT ST, ELGIN, IL 60120-4321
Document Number1832033038
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedNov 29, 2018
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 SUMMIT ST ELGIN IL 60120, ELGIN, IL 60120

Mortgage

Document Number1832033038
DateNov 16, 2018
Instrument32033038
Lender
NameFIRST NAT'L BK/AMERICA
TypeBank
AddressEAST LANSING, MI 48823
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 16, 2018
Property Address1110 SUMMIT ST, ELGIN, IL 60120-4321
Document Number1832033037
Instrument DateOct 24, 2018
Instrument32033037
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
Tax$255.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 KEYSTONE CT ELGIN IL 601207013, ELGIN, IL 60120-7013

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,001 (+40.77%) Land $17,996 Building $20,005$380,010 (+40.77%) Land $179,960 Building $200,050
2023$7,750.00 (+2.94%)
2022$7,529.00$26,996 Land $13,496 Building $13,500$269,960 Land $134,960 Building $135,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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