Cleveland County property record for 1110 Stony Point Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,425 sqft · built 1972 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2019) |
| Tax Bill | $1,068 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16403 |
| Primary APN | 16403 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,425 sqft Finished Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1325588 |
|---|---|
| Street Address | 1110 STONY POINT RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | 1.9 AC RD 1001 |
| Legal Subdivision | MOSS LAKE |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950302 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1110 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 22, 2019 | Warranty Deed, Transfer · FHA Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on Record |
| Deed Sale | Aug 22, 2019 · Amount on Record |
| Prior Sale | Dec 18, 2015 · Amount on Record |
| Deed Document Number | 2019200029636 |
| Deed Book / Page | 1797 / 512 |
| Prior Transfer Date | Dec 17, 2015 |
| Prior Transfer Doc | 0017100961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1110 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018591999 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 1859/1999 |
| Instrument | 200065440 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 22, 2019 |
| Property Address | 1110 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8518 |
| Document Number | 0017970512 |
| Book / Page | 1797 / 0512 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 200029636 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5807 FALLS RIDGE LN, 5807, CHARLOTTE, NC 28269-5152 |
| Name | Verified Name |
|---|---|
| Address | 1110 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8518 |
| Document Number | 200029637 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 200029637 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,068.00 (+7.55%) | $156,448 (-) Land $33,405 Building $123,043 | $156,448 (-) Land $33,405 Building $123,043 |
| 2025 | $993.00 | $156,448 (+42.38%) Land $33,405 Building $123,043 | $156,448 (+42.38%) Land $33,405 Building $123,043 |
| 2023 | $109,881 Land $27,876 Building $82,005 | $109,881 Land $27,876 Building $82,005 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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