1110 Spring Ln, Loda, IL 60948 Property Records

Iroquois County property record for 1110 Spring Ln, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.396 acres (17,282 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Oct 2022 Second Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 19 429 017`

Property Details

APN / Parcel Number

Primary APN	`36 19 429 017`

Exterior

Lot Area	17,282 sqft (0.396 acres)

Location & Zoning

Street Address	1110 SPRING LN
City	LODA
State	IL
Zip	60948-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYLES LAKE SD LTS 10 & 12 BLK 11
Legal Subdivision	BAYLES LAKE SD
Legal Block	11
Legal Lot Number	10,12
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	3
Census Block	3106
Census Tract	950700

Owner

1110 Spring Ln is owned and occupied by two individuals.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1110 SPRING LN, LODA, IL 60948-9782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF PONTIAC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1110 SPRING LN, LODA, IL 60948-9782
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	FIDELITY TITLE COSHOCTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00022R3908
Date	Oct 28, 2022
Instrument	22R3908

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	67 Months
Due	May 1, 2028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1110 SPRING LN, LODA, IL 60948-9782
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R3478
Date	Sep 1, 2021
Instrument	21R3478

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,160 Land $34,430 Building $59,730	$282,480 Land $103,290 Building $179,190
2022	Homeowner's exemption Senior Citizen's exemption	$76,650 Land $28,030 Building $48,620	$229,950 Land $84,090 Building $145,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 Spring Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYLES LAKE LOT OWNERS ASSOCIATION private · serves 645 people · EPA ID IL0755110
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	LAKE IROQUOIS ASSOCIATION
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Pavlov Media, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Spring Ln

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