1110 S Main St, Jay, OK 74346 Property Records

Delaware County property record for 1110 S Main St, Jay, OK 74346 · Last verified February 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	480 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2022)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22N23E-01-0-50180-000-0004`

Property Details

APN / Parcel Number

Primary APN	`22N23E-01-0-50180-000-0004`
Alternative APNs	`0014481` `14481`

Interior

Stories	1 Story
Building Area	480 sqft Total Area

Exterior

Year Built	Built 2003
Exterior Material	Metal
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	14481
Street Address	1110 S MAIN ST
City	JAY
State	OK
Zip	74346-3849
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	EAGLE PLAZA MALL LOT 4 & W2 LOT 3 2431-382
Legal Range	23E
Legal Township	22N
Legal Section	01
Legal Subdivision	JAY-EAGLE PLAZA MALL
Legal Lot Number	3,4
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	5
Census Block	5046
Census Tract	376000

Owner

Source: Delaware County records · APN 22N23E-01-0-50180-000-0004

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 373, JAY, OK 74346-0373
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Line of Credit GRAND SAVINGS BANK
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit GRAND SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	0002431382
Deed Book / Page	2431 / 382
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Mar 18, 2022
Property Address	1110 S MAIN ST, JAY, OK 74346-3849
Document Number	002431/382
Book / Page	2431 / 382
Instrument Date	Mar 18, 2022
Instrument	I-2022-002532
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 373, JAY, OK 74346-0373

Mortgage

Document Number	I2022002533
Date	Mar 18, 2022
Instrument	I-2022-002533

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2042

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	1110 S MAIN ST, JAY, OK 74346-3849
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2229/194
Date	Feb 15, 2018
Book Page	2229/194
Instrument	2018-001073

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	GROVE, OK 74345

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+1.06%)	$16,100 (-) Land $2,084 Building $14,016	$140,000 (-) Land $18,125 Building $121,875
2024	$1,420.00 (-0.35%)	$16,100 (-) Land $2,084 Building $14,016	$140,000 (-) Land $18,125 Building $121,875
2023	$1,425.00	$16,100 Land $1,366 Building $14,734	$140,000 Land $11,875 Building $128,125

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (40041C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 22% of Oklahoma
Wildfire Likelihood	About 1 in 552 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Grand Telephone Company	Fiber	200 / 200

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures