1110 Ronzheimer Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 1110 Ronzheimer Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 905 sqft · built 1950
Lot Size0.379 acres (16,500 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Apr 2017)
Tax Bill$6,559 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-35-157-020

Property Details

APN / Parcel Number

Primary APN09-35-157-020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area905 sqft Living Area
1st Floor Area905 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1974
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,500 sqft (0.379 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Shed1 Shed
Shed Area253 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1110 RONZHEIMER AVE
CitySAINT CHARLES
StateIL
Zip60174-4446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 OF SEVENTH AVE SUB
Legal SubdivisionSEVENTH AVE SUB
Legal Block4
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4034
Census Tract852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1110 RONZHEIMER AVE, SAINT CHARLES, IL 60174-4446
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 25, 2017Warranty Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Prior SaleDec 1, 2003 · Amount on Record
Deed Document Number201720463
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1110 RONZHEIMER AVE, ST CHARLES, IL 60174-4446
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045891
DateJun 16, 2021
Instrument2021K045891
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.49%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 25, 2017
Property Address1110 RONZHEIMER AVE, ST CHARLES, IL 60174-4446
Document Number0000020463
Instrument DateMar 3, 2017
Instrument2017K020463
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1110 RONZHEIMER AVE, SAINT CHARLES, IL 60174-4446

Mortgage

Document Number0000020464
DateApr 25, 2017
Instrument2017K020464
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,559.00 (+17.61%) Homeowner's exemption$101,527 (+8.53%) Land $40,417 Building $61,110$304,703 (+8.53%) Land $121,300 Building $183,403
2024$93,547 (+24.6%) Land $37,240 Building $56,307$280,753 (+24.65%) Land $111,765 Building $168,989
2022$5,577.00 (+4.3%) Homeowner's exemption$75,076 (+4.91%) Land $33,203 Building $41,873$225,228 (+4.91%) Land $99,609 Building $125,619
2021$5,347.00 Homeowner's exemption$71,562 Land $31,649 Building $39,913$214,686 Land $94,947 Building $119,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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