1110 Northwestern Ave, Ames, IA 50010 Property Records

Story County property record for 1110 Northwestern Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,002 sqft · built 1939
Lot Size	0.085 acres (3,720 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2026)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Jun 2019 Refinance Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-230-140`

Property Details

APN / Parcel Number

Primary APN	`09-03-230-140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	572 sqft
Basement Area	602 sqft
Finished Basement	313 sqft
Unfinished Basement	289 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,720 sqft (0.085 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1110 NORTHWESTERN AVE
City	AMES
State	IA
Zip	50010-5869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	J L STEVENS HEIGHTS BLOCK:2 LOT:7 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	J L STEVENS HEIGHTS
Legal Block	2
Legal Lot Number	7
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	900

Owner

1110 Northwestern Ave is owned and occupied by an individual who bought it in April 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRIDGE COMMUNITY BANK
Apr 23, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Apr 23, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit BRIDGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	20263416
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201905103
Date	Jun 21, 2019
Instrument	2019-05103

Lender

Name	BRIDGE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 23, 2026
Property Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869
Document Number	0000003416
Instrument Date	Apr 21, 2026
Instrument	2026.3416
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,087.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869

Mortgage

Document Number	0000003417,
Date	Apr 23, 2026
Instrument	2026..3417

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 23, 2026
Property Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869
Document Number	0202603416
Instrument Date	Apr 21, 2026
Instrument	20263416
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,087.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869

Mortgage

Document Number	0000003417,
Date	Apr 23, 2026
Instrument	20263417

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Apr 8, 2026
Property Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869
Document Number	0000002805
Instrument Date	Apr 1, 2026
Instrument	20262805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 NORTHWESTERN AVE, AMES, IA 50010-5869

Mortgage

Document Number	0000002805,
Date	Apr 8, 2026
Instrument	20262805

Lender

Name	BRIDGE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1110 Northwestern Ave was $2,340, down 7.8% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00 (-7.8%)	$170,100 Land $24,200 Building $145,900	$170,100 Land $24,200 Building $145,900
2024	$2,538.00
2023		$174,900 Land $30,300 Building $144,600	$174,900 Land $30,300 Building $144,600
2022	$2,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 Northwestern Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1110 Northwestern Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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