1110 Harbour Pointe Dr, New Bern, NC 28560 Property Records

Craven County property record for 1110 Harbour Pointe Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,242 sqft · built 2003
Lot Size	1 acres (43,647 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Mar 2002)
Tax Bill	$3,308 (2026)
Deeds & Mortgages	Jan 2020 Refinance Jan 2021 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`2-017-3-391`

Property Details

APN / Parcel Number

Primary APN	`2-017-3-391`
Alternative APN	`126938`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,242 sqft Living Area
1st Floor Area	2,242 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,647 sqft (1 acres)
Garage Type	Attached
Boat Access	Boat Access
Boat House	1,512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	126938
Street Address	1110 HARBOUR POINTE DR
City	NEW BERN
State	NC
Zip	28560-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	391 SCT 16 HARBOUR POINTE III
Legal Subdivision	FAIRFIELD HARBOUR
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	960101

Owner

1110 Harbour Pointe Dr is owned by an individual who bought it in March 2002.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	904 SHIPYARD PT, NEW BERN, NC 28560-7237
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIMA ONE CAPITAL LLC
Jan 4, 2021	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 22, 2020	Warranty Deed, Transfer · Stand-Alone Refinance LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2002 · Amount on File
Deed Sale	Mar 26, 2002 · Amount on File
Deed Book / Page	1899 / 514
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1110 HARBOUR POINTE DR, NEW BERN, NC 28560-7215
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003599/912
Date	Jan 22, 2020
Book Page	3599/912
Instrument	10049406

Lender

Name	LIMA ONE CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2021

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 4, 2021
Property Address	1110 HARBOUR POINTE DR, NEW BERN, NC 28560-7215
Document Number	3647/1477
Book / Page	3647 / 1477
Map Reference	CAB E SL 1-11
Instrument Date	Dec 30, 2020
Instrument	10067312
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5906 BLANCO RIVER PASS, 5906, AUSTIN, TX 78749-2860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 BLANCO RIVER PASS, AUSTIN, TX 78749-2860

Mortgage

Document Number	36471480
Date	Jan 4, 2021
Instrument	3647/1480

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 22, 2020
Property Address	1110 HARBOUR POINTE DR, NEW BERN, NC 28560-7215
Document Number	3599/910
Book / Page	3599 / 910
Instrument Date	Dec 20, 2019
Instrument	10049405
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 BLANCO RIVER PASS, AUSTIN, TX 78749-2860

Mortgage

Document Number	3599/912
Date	Jan 22, 2020
Book Page	3599/912
Instrument	10049406

Lender

Name	LIMA ONE CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 1110 Harbour Pointe Dr was $3,308.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,308.00	$671,030 (-) Land $94,500 Building $576,530	$671,030 (-) Land $94,500 Building $576,530
2025	$3,308.00	$671,030 Land $94,500 Building $576,530	$671,030 Land $94,500 Building $576,530
2023	$3,296.00 (-1.44%)	$671,030 (+24.64%) Land $94,500 Building $576,530	$671,030 Land $94,500 Building $576,530
2022	$3,344.00	$538,390 Land $94,500 Building $443,890
2018			$538,390 Land $94,500 Building $443,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 Harbour Pointe Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Harbour Pointe Dr is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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