Union County property record for 1110 Cigar Ln, Indian Trail, NC 28079
| Property Type | Other Improved |
|---|---|
| Details | built 2020 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,500 (Nov 2020) |
| Tax Bill | $3,631 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-021-946 |
| Primary APN | 07-021-946 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,637 sqft Living Area |
| 1st Floor Area | 2,017 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 8,364 sqft (0.192 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1110 CIGAR LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-5802 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #818 BONTERRA PH4 MAP1 OPCN860-861 |
| Legal Subdivision | BONTERRA |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 20305 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1110 CIGAR LN, INDIAN TRAIL, NC 28079-5802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 202049215 |
| Deed Book / Page | 7900 / 791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 25, 2020 |
| Property Address | 1110 CIGAR LN, INDIAN TRAIL, NC 28079-5802 |
| Document Number | 0007900791 |
| Book / Page | 7900 / 791 |
| Map Reference | CAB N FILE 860-861 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 49215 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $663.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8601 N SCOTTSDALE RD STE 225, 8601, SCOTTSDALE, AZ 85253-2727 |
| Name | Verified Name |
|---|---|
| Address | 1110 CIGAR LN, INDIAN TRAIL, NC 28079-5802 |
| Document Number | 0007900793 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 7900/793 |
| Instrument | 49216 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,600 (-) Land $101,800 Building $449,800 | $551,600 (-) Land $101,800 Building $449,800 | |
| 2025 | $3,631.00 (+27.76%) | $551,600 (+62.19%) Land $101,800 Building $449,800 | $551,600 (+62.19%) Land $101,800 Building $449,800 |
| 2023 | $2,842.00 | $340,100 Land $65,000 Building $275,100 | $340,100 Land $65,000 Building $275,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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