1110 Braddock Rd, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 1110 Braddock Rd, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1950
Lot Size	0.339 acres (14,755 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Nov 2019)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-038279`

Property Details

APN / Parcel Number

Primary APN	`29-038279`
Alternative APN	`038279`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	14,755 sqft (0.339 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038279
Street Address	1110 BRADDOCK RD
City	CUMBERLAND
State	MD
Zip	21502-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1110 BRADDOCK RD 138X 94 136X120
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1029
Census Tract	1402

Owner

1110 Braddock Rd is owned and occupied by an individual who bought it in November 2019.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1110 BRADDOCK RD, CUMBERLAND, MD 21502-7535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 27, 2019	Grant Deed, Transfer ALCOVA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Deed Book / Page	2518 / 39
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	1110 BRADDOCK RD, LAVALE, MD 21502-7535
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 BRADDOCK RD, CUMBERLAND, MD 21502-7535

Mortgage

Document Number	002815-0001
Date	Sep 15, 2022
Book Page	2815/1

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 27, 2019
Property Address	1110 BRADDOCK RD, LAVALE, MD 21502-7535
Document Number	0025180039
Book / Page	002518 / 000039
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 BUTLER DR NW LAVALE MD 215026027, LAVALE, MD 21502-6027

Mortgage

Document Number	25180046
Date	Nov 27, 2019
Book Page	002518/000046

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1110 Braddock Rd was $1,351.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,633	$127,600 Land $24,100 Building $103,500
2025	$1,351.00
2023	$1,037.00	$95,433	$100,700 Land $21,100 Building $79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 Braddock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Braddock Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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