111 Woodcrest Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 111 Woodcrest Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1981
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,900 (Nov 2024)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Mar 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-500-037-0000`

Property Details

APN / Parcel Number

Primary APN	`004-500-037-0000`

Interior

Full Baths	1 Bath
Building Area	912 sqft Building Perimeter
1st Floor Area	912 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	111 WOODCREST DR
City	ROSCOMMON
State	MI
Zip	48653-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1051P-404 (L-1048P-717&L-784P-636) 243 111 WOODCREST DR LOT 37 PINEHAVEN.
Legal Subdivision	PINEHAVEN
Legal Lot Number	37
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1080
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 WOODCREST DR, ROSCOMMON, MI 48653-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2005	Deed of Trust, Mortgage · ARM AMERIQUEST MORTGAGE CO
Mar 4, 2010	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE BANK
Feb 27, 2007	Deed of Trust, Mortgage · ARM AMERIQUEST MORTGAGE CO
May 19, 2010	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE BANK
Nov 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BENCHMARK MORTGAGE
Sep 25, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Jun 18, 2015
Deed Document Number	20246929
Deed Book / Page	1188 / 1721
Last Transfer Date	May 23, 2025
Transfer Doc	001190/921
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	111 WOODCREST DR, ROSCOMMON, MI 48653-8972
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01036/0343
Date	Nov 18, 2005
Book Page	1036/0343
Instrument	200500010535

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	9.99%
Type Change Date	Dec 1, 2007
Change Frequency	6 Months
Min Rate At Change	9.99%
Max Rate At Change	11.9%
Index	6-Month LIBOR
Max Rate	15.9%

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	111 WOODCREST DR, ROSCOMMON, MI 48653-8972
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01091/0662
Date	Mar 4, 2010
Book Page	1091/0662
Instrument	201000001171

Lender

Name	FIRST CHOICE BANK
Type	Bank
Address	MORGANVILLE, NJ 07751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2040

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	111 WOODCREST DR, ROSCOMMON, MI 48653-8972
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01056/0684
Date	Feb 27, 2007
Book Page	1056/0684
Instrument	200700001384

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2009
Change Frequency	6 Months
Index	6-Month LIBOR
Max Rate	12.8%

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	111 WOODCREST DR, ROSCOMMON, MI 48653-8972
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01093/1265
Date	May 19, 2010
Book Page	1093/1265
Instrument	201000003579

Lender

Name	FIRST CHOICE BANK
Type	Bank
Address	MORGANVILLE, NJ 07751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2040

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Nov 6, 2024
Property Address	111 WOODCREST DR, ROSCOMMON, MI 48653-8972
Document Number	01188/1721
Book / Page	1188 / 1721
Instrument Date	Nov 1, 2024
Instrument	202400006929
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2376 HOLLYWOO DR, MONROE, MI 48162-4185

Mortgage

Document Number	202400006930
Date	Nov 6, 2024
Instrument	202400006930

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 25, 2017
Property Address	111 WOODCREST DR, ROSCOMMON, MI 48653-8972
Document Number	1163/1803
Book / Page	1163 / 1803
Instrument Date	Mar 3, 2017
Instrument	201700007112
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 815, LAKE CITY, MI 49651-0815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 56, HOUGHTON LAKE, MI 48629-0056

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,700 (+12.41%)	$159,400 (+12.41%)
2025	$3,440.00	$70,900 (+47.4%)	$141,800 (+47.4%)
2023		$48,100	$96,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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