Scott County property record for 111 Willow Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,537 sqft · built 1994 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jan 2024) |
| Tax Bill | $2,288 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-051.000 |
| Primary APN | 140-40-051.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,537 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 111 WILLOW LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Lot Number | 6 |
| Legal Unit | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40203 |
111 Willow Ln is owned and occupied by two individuals who bought it in January 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Nov 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 2, 2024 | Deed, Transfer · FHA Mortgage OLD NATIONAL BANK |
| Apr 14, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Nov 13, 2017 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2024 · Amount on File |
| Deed Sale | Jan 2, 2024 · Amount on File |
| Prior Sale | Apr 14, 2020 |
| Deed Document Number | 2024490052 |
| Deed Book / Page | 446 / 494 |
| Prior Transfer Date | Mar 10, 2020 |
| Prior Transfer Doc | 00D413/677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, FAMS DTO |
| Name | Verified Name |
|---|---|
| Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1622/332 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | M1622/332 |
| Instrument | 439102 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 0M1730/306 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | M1730/306 |
| Instrument | 468343 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1869/308 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | M1869/308 |
| Instrument | 563901 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1802/745 |
|---|---|
| Date | Sep 25, 2024 |
| Book Page | M1802/745 |
| Instrument | 511717 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 2, 2024 |
| Property Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 00D446/494 |
| Book / Page | D446 / 494 |
| Map Reference | SL 1352 |
| Instrument Date | Dec 26, 2023 |
| Instrument | 490052 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6640 WATERTON DR, RIVERVIEW, FL 33578-1310 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 0000490053 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 490053 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 14, 2020 |
| Property Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 00D413/677 |
| Book / Page | D413 / 677 |
| Map Reference | SL 1352 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 414691 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Investor | Possibly a Property Investor |
| Document Number | 0000414692 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 414692 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 13, 2017 |
| Property Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 00D392/283 |
| Book / Page | D392 / 283 |
| Map Reference | PL1352 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 377506 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 ALYSHEBA AVE, GEORGETOWN, KY 40324-8630 |
| Name | Verified Name |
|---|---|
| Address | 111 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 0000377507 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 377507 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Number | 0M1367/374 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | M1367/374 |
| Instrument | 377508 |
| Name | STOCKTOWN MORTGAGE CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Nov 1, 2027 |
The 2025 property tax bill for 111 Willow Ln was $2,288.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,900 (-) | $256,900 (-) | |
| 2025 | $2,288.00 | $256,900 | $256,900 |
| 2023 | $1,463.00 (+25.15%) Disabled Person's exemption | $207,800 (+18.54%) Land $40,000 Building $167,800 | $207,800 (+18.54%) Land $40,000 Building $167,800 |
| 2022 | $1,169.00 Disabled Person's exemption | $175,300 Land $27,500 Building $147,800 | $175,300 Land $27,500 Building $147,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Willow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 111 Willow Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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