111 Willow Bluff Dr, Madison, AL 35757 Property Records

Madison County property record for 111 Willow Bluff Dr, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,222 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jan 2020)
Tax Bill	$1,339 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-04-19-4-006-010.000`

Property Details

APN / Parcel Number

Primary APN	`15-04-19-4-006-010.000`
Alternative APN	`505252`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	104 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	505252
Street Address	111 WILLOW BLUFF DR
City	MADISON
State	AL
Zip	35757-6806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 2 KNOX CREEK S/D PB 18 PG 93
Legal Range	02W
Legal Township	03S
Legal Section	19
Legal Subdivision	KNOX CREEK
Legal Block	2
Legal Lot Number	15
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2021
Census Tract	10612

Owner

111 Willow Bluff Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 WILLOW BLUFF DR, MADISON, AL 35757-6806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BK/THE S

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	May 6, 2010
Deed Document Number	20201311
Prior Transfer Date	Aug 7, 2009
Prior Transfer Doc	0000528540
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Jan 6, 2020
Property Address	111 WILLOW BLUFF DR, MADISON, AL 35757-6806
Document Number	0000001311
Instrument Date	Jan 3, 2020
Instrument	1311
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 WILLOW BLUFF DR MADISON AL 357576806, MADISON, AL 35757-6806

Mortgage

Document Number	1312
Date	Jan 6, 2020
Instrument	1312

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	111 WILLOW BLUFF DR, MADISON, AL 35757-6806
Document Number	0000067467
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 WILLOW BLUFF DR MADISON AL 357576806, MADISON, AL 35757-6806

Mortgage

Document Number	0000067467
Date	Oct 19, 2018
Instrument	67467

Lender

Name	PREMIER BK/THE S
Type	Bank
Address	CULLMAN, AL 35758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 111 Willow Bluff Dr was $1,339 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,339.00
2025	$1,339.00 Homeowner's exemption	$23,920 Land $4,000 Building $19,920	$239,200 Land $40,000 Building $199,200
2023	$1,123.00 (+7.16%) Homeowner's exemption	$20,200 (+6.88%) Land $4,000 Building $16,200	$202,000 (+6.88%) Land $40,000 Building $162,000
2022	$1,048.00 Homeowner's exemption	$18,900 Land $3,000 Building $15,900	$189,000 Land $30,000 Building $159,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Willow Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Willow Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Mediacom Xtream, Verizon.

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