111 Williams St, Petoskey, MI 49770 Property Records

Emmet County property record for 111 Williams St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.186 acres (8,117 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,353 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-102-008`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-102-008`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,804 sqft Living Area
1st Floor Area	1,687 sqft
Basement Area	1,463 sqft
Unfinished Basement	1,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	8,117 sqft (0.186 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	111 WILLIAMS ST
City	PETOSKEY
State	MI
Zip	49770-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-1
Legal Description	FRANCIS PETOSKEY'S ADDITION, LOT 4 BLK 4. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	FRANCIS PETOSKEYS ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1074
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 WILLIAMS ST, PETOSKEY, MI 49770-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Aug 28, 2020	Deed, Transfer
Aug 28, 2020	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025
Deed Sale	Aug 14, 2025
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20255222174
Deed Book / Page	1269 / 142
Transfer Doc	0005222174
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	111 WILLIAMS ST, PETOSKEY, MI 49770-2545
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 BAY ST, PETOSKEY, MI 49770-2502

Mortgage

Document Number	0000001224/0000000243
Date	Aug 20, 2020
Book Page	0000001224/0000000243
Instrument	5177189

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Aug 28, 2020
Property Address	111 WILLIAMS ST, PETOSKEY, MI 49770-2545
Document Number	1224/460
Book / Page	1224 / 460
Instrument Date	Jul 28, 2020
Instrument	5177406
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 BAY ST, PETOSKEY, MI 49770-2502

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Aug 28, 2020
Property Address	111 WILLIAMS ST, PETOSKEY, MI 49770-2545
Document Number	1224/459
Book / Page	1224 / 459
Instrument Date	Jul 28, 2020
Instrument	5177405
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 BAY ST, PETOSKEY, MI 49770-2502

Mortgage

Document Number	0000001224/0000000461
Date	Aug 28, 2020
Book Page	0000001224/0000000461
Instrument	5177407

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,800 (+30.81%) Land $560,800	$1,121,600 (+30.81%) Land $1,121,600
2025		$428,700 (+22.45%) Land $428,700	$857,400 (+22.45%) Land $857,400
2024	$11,353.00
2023		$350,100 Land $350,100	$700,200 Land $700,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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