111 White Pine Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 111 White Pine Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,485 sqft · built 1977
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on File
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-530-009-0000`

Property Details

APN / Parcel Number

Primary APN	`004-530-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,485 sqft Building Perimeter
1st Floor Area	1,485 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	47,916 sqft (1.1 acres)
Garage Area	491 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	111 WHITE PINE DR
City	ROSCOMMON
State	MI
Zip	48653-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1047 P-909-911 (L-621P-73&622P-574) 243 111 WHITE PINE DR LOTS 9-8 & 10 SANDY PINES.
Legal Subdivision	SANDY PINES
Legal Lot Number	8-9
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1091
Census Tract	970401

Owner

Source: Roscommon County records · APN 004-530-009-0000

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	111 WHITE PINE DR, ROSCOMMON, MI 48653-9327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 27, 2024	Quit Claim Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC
Oct 17, 2018	Deed of Trust, Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 16, 2024
Transfer Doc	01186/1119
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	111 WHITE PINE DR, ROSCOMMON, MI 48653-9327
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01186/1121
Date	Feb 27, 2024
Book Page	1186/1121
Instrument	202400000900

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	829 Months
Due	Mar 01, 2093

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Feb 27, 2024
Property Address	111 WHITE PINE DR, ROSCOMMON, MI 48653-9327
Document Number	01186/1119
Book / Page	1186 / 1119
Instrument Date	Jan 05, 2024
Instrument	202400000898
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	111 WHITE PINE DR, ROSCOMMON, MI 48653-9327

Mortgage

Document Number	01186/1120
Date	Feb 27, 2024
Book Page	1186/1120
Instrument	202400000899

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	829 Months
Due	Mar 01, 2093

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	111 WHITE PINE DR, ROSCOMMON, MI 48653-9327
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008051
Date	Oct 17, 2018
Instrument	201800008051

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Roscommon County records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,600 (+13.15%)	$301,200 (+13.15%)
2025	$2,244.00 Homeowner's exemption	$133,100 (+39.96%)	$266,200 (+39.96%)
2023		$95,100	$190,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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